Budgeting

Budgeting is something that a lot of people tend to have issues with. Without a complete budget you do not know exactly where your money is going every month. I have been a follower of a great website that offers tools for budgeting. The site is Better Budgeting. There is a lot of very helpful information of the site, it it makes budgeting much easier.

Budget Worksheets from Better Budgeting:

Basic Budgeting Worksheet

Dealing with Debt Worksheet

Monthly Spending Worksheet

Annual Spending Worksheet

All of these worksheets are free to use, and they can be very helpful. There is also a lot of other great information about budgeting on the site.

Monthly "Spending" Worksheet

Monthly "Spending" Worksheet

Repair Your Credit

My husband and I have had problems with our credit. I have completed a lot of research to find some of the best ways to repair our credit, and handle the creditors. I have been writing online articles about repairing your credit, and I wanted to share them with you. I have used all of these methods, and they have worked for me. Using these I have avoided having to pay someone to repair my credit, I did it all on my own.

How to Repair Your Credit.

Your credit is very important. You should do everything you can to keep your credit score at a high number. This is exactly what I did to repair my credit. It may take a little time, and effort, but it is well worth it.

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How to Stop Creditors From Calling Your Job.

Creditors can be harassing. If you do not handle it properly they will continue to be that way. It is one thing for them to call you personally, but when they call your job it can cause problems. I have known of people that had to be disciplined at there job because of the creditors disrupting them at work. If you follow these steps you can stop there calls.

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How to Pay Off Your Debt, In The Least Amount Of Time.

Most of us have debt problems. In the current economy, there are even more of us in that situation. We struggle with bills, and debt. There are options, and you should check them out before making any drastic decisions in your life.

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Mypoints

I have signed up for Mypoints recently. This site helps you save money with coupons, shows you where to find special sales, shows you sites that has free shipping, and more. While they are showing you ways to save money, you can earn gift cards for many different retail stores.

I have only been a member of the site for about a month, and have earned enough for a $10 gift card, but I am going to let the points accumulate. This site is great for saving money, and making a little extra.

MyPoints

Welcome to My Blog Saving Money and Home Finances

I want to welcome you to my blog. I have been an avid money saver for years. I use coupons, compare prices, and find any other way to save money in my life. This blog will be a place for me to share some of my ideas and tips for saving money and home finances.

I hope I can share my experiences and help others. Please let me know if you know of any articles or tips about saving money. I feel we can all help each other in this tough economic time.