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Monday, January 30, 2012

It's Tax Time Again

It is that time of year again, time to prepare our taxes. Tax season can be a stressful time for a lot of people. I have to say that the best thing to do is file as soon as you can. This is true for those receiving a refund, or whom have to pay. Filing your taxes as soon as you can will release the stresses associated with tax season.

Other Financial Tips for Tax Season:

  • Avoid using your tax refund for large expensive items, catch up on your other bills before spending your refund on things that you do not necessarily need.
  • Put a portion of your refund into savings for future expenses. We usually have expenses that occur during the year that we wished we had the money for, or that takes a cut out of money for something else. If you put even a small amount up for these expenses you will be happy you did. 
  • If you are doing online filing be sure to find one that is free, or the most inexpensive you can find for your situation. You should also look at a couple of different sites. My refund varied $200 to $300 last year on two or three different sites.
  • If you are self employed or have  reasons that you may owe the IRS be sure to consult an tax professional. You may not want to pay the fee, but it may save you more money than you spend. A Tax professional can make sure that you can get all of the deductions possible.

Most of us tend to think of a tax refund as free money, but it honestly isn't. We have actually worked for that money, and we need to use it wisely just as we would our income that we receive every month. Learn to be smart with your money, you will be so happy that you did.

Direct Sales Tax Deductions

Sunday, October 30, 2011

$10 off $50 purchase at

Walgreens has an offer that is a good way to save a few dollars on items that you need. The offer is $10 off a $50 purchase at The only exceptions to the savings that I noticed is contact lenses, electronics, photo orders,  and gift cards. This offer ends November 5th 2011.

Walgreens also has free shipping for online orders over $25 for up to 10 pounds. There is an additional .49 for each additional pound.

Walgreens weekly online specials

Tuesday, July 5, 2011

I am a new MOMMY

I am officially a new single mommy as of the 10th of June. I have been recovering since then, so I have not been able to update my blogs in the last few weeks. I am doing great, and feel like a new woman. I am tired as can be, but I know what my purpose in life is now. It is to raise my son the best I can and give him the life that I want him to have. In order to give him a better life I have to work my behind off. I can't go back to work for another few weeks, so my online income is my top priority. I know I am not going to have time to work online constantly, but I can work when he is sleeping.

In addition to being a new mommy, I am in the process of trying to move to Colorado Springs, CO by the end of June. It is my mom, sister, her three kids, my son, and myself trying to pack up a house and move to a complete other state. This is the biggest move I have ever done in my life, and i am a little worried, but I know God has it under control. If we stayed in Texas there would be nothing good coming from it, so it is time for all of us to start over.

Thursday, May 19, 2011

Making Extra Money for Maternity Leave

I have officially began maternity leave and wanted to share a new article that I wrote with others that need to make extra money for maternity leave.

I have been looking into ways to earn a little extra money for maternity leave since I am due in the next three weeks. I am a single mom and have only been able to work 15 hours a week for the last couple of months due to pregnancy issues. I did have money put up for maternity leave, but my savings has gradually dwindled due to the limited amount of work. With that being said, I needed to find as many ways to make extra money for my maternity leave so that I can at least take six weeks of work off. This is some of the things that I have been doing.

Start by doing freelance writing on various sites to earn extra money for maternity leave. I had been doing this for a while, but put more focus into the work since I needed more money for maternity leave. It is fairly easy work if you have interests to write about, and you can make decent money. This is something that you should begin doing a few months before maternity leave so that your residual income can build up.

Read emails, do tasks, take surveys, or other things that can give you a little extra money for maternity leave. All of these do not make you a lot of money, but I make an extra $80 or more a month with these things. Some of it is cash and I also get gift cards for places that I shop.

Continue Reading 

Tuesday, April 26, 2011

Great Savings on Clothes

I have been looking for the perfect shirt for my baby shower this weekend, and have had no luck. I am on a tight budget, and do not want to spend a fortune on clothes that I may not be able to wear after the baby is born. I found a couple of shirts at Walmart and Target, but could not find anything under $10. The shirts that were $10 was nothing that I would have really wanted to wear.

I decided to go to Ross today, and found the best deals. My best friend and I went to find something to wear to the baby shower, and have a little girt time of course. We went through a few racks and found a lot that we really liked. After trying on our clothes we bath picked out two different shirts. With my two shirts and a pack of baby wash clothes I spent less that $20.

I also found a lot of bras that I would love to have, but there was no maternity bras.The price of the bras were great though, some less than $5. If you are expecting a baby I highly suggest going to Ross I found so many things that I loved that was all less than $10. I will be going back to Ross after the baby is born so I can save money on the baby items that I need.

We Have to Change Our Financial Future

In the last few months I have been doing research, and trying to discover new ways of improving my finances. Saving money and other things work great, but I have to make more changes if I truly want to change my financial future. Doing the research is a great tool to help you with your financial future, but you have to choose to make changes in your life.

We have to look at our financial future and decide what we truly want. You may want to reduce your debt, increase your savings, get a home, send your kids to school, or numerous other things, but you have to decide to make real changes to achieve these goals.

What we need to do to change our financial futures:

  1. Make realistic goals
  2. Have a plan that you can stick to
  3. Avoid splurging that will hurt your goals
  4. Accept that there will be setbacks, and get through them
  5. Remember that you are the one who has to change your financial future, no one else can do it for you.
From this point on try to make a promise to yourself to change your financial future. It can be a small promise or a large one. Start with promising yourself to cut back $25 worth of spending a month. After a few months you can make your promise even bigger, but keep your promise to yourself and you will see a difference in your finances.

Monday, April 18, 2011

How to Save Money on a New Baby

Since I have learned that I am expecting a baby I have been trying to figure out as many ways possible to save money. Since I am a single mom working for minimum wage part time, I had to figure out the best ways to save money on the new baby. From free baby items to money saving coupons, here is a few ways that you can save money as well.

How to Save Money on a New Baby

No matter if you are a new parent, or experienced, when a new baby comes along they can cost a lot of money. With the expenses of the next 18 years weighing on your mind, you will probably want to save as much money as you can on the new baby. These are a few simple steps that you can take to save money on your new baby.