Budgeting is something that a lot of people tend to have issues with. Without a complete budget you do not know exactly where your money is going every month. I have been a follower of a great website that offers tools for budgeting. The site is Better Budgeting. There is a lot of very helpful information of the site, it it makes budgeting much easier.
Budget Worksheets from Better Budgeting:
Basic Budgeting Worksheet
Dealing with Debt Worksheet
Monthly Spending Worksheet
Annual Spending Worksheet
All of these worksheets are free to use, and they can be very helpful. There is also a lot of other great information about budgeting on the site.
Monthly "Spending" Worksheet
Monthly "Spending" Worksheet
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