tag:blogger.com,1999:blog-11544514793287107662024-03-13T19:04:06.132-07:00Saving Money and Home FinanceNonar2011http://www.blogger.com/profile/16355619813800695853noreply@blogger.comBlogger64125tag:blogger.com,1999:blog-1154451479328710766.post-13653853534735057182022-09-17T15:54:00.001-07:002022-09-17T15:54:20.772-07:00Women And Home Repairs<p> I have been doing a lot of repairs and upgrades on our new Arkansas home. Today I was looking for a couple of books for some rewiring on electrical and plumbing. I came across a write up on things women should know about home repairs and was in shock at how little so many women know about home repairs. </p><p>The beginning was mentioning tools a women should have. The tools was the simplest things that I have owned even before learning to do many home repairs. Things such as a hammer, pliers, and a screw driver. I personally recommend having your own tool set, even if you have a partner. </p><p>I am a single mom. I have owned the last two homes I have lived in. I have also learned to do most of my own home repairs on those homes to save a lot of money. </p><p>For example, today I am putting all new outlets and switches in my sons room. The outlets I am using are safer and have USB ports for electronics. They are also beautiful cosmetically, so it increases the home value over time. If I would have paid an electrician it would have cost me around $500. It could have takes a week or more to get an electrician here to do it also. So learning to do this project myself has only cost me around $50 in materials and about 4 hours of my time.</p><p>So how did I learn about home repairs and upgrades? I read a lot and watched a lot of videos. If I noticed a project that I would like to do, I would look up how to do it. As long as I was comfortable doing it, I purchased the supplies and did it myself. It is not always something you do correctly the first time, but it does save a lot of money and makes you feel accomplished once it is completed.</p><p>Things I have done myself to upgrade my new home so far;</p><p>- Piped in water for ice maker</p><p>- Mounted new vanity</p><p>- Replaced plain mirrors with cabinets in all of the bathrooms.</p><p>- Painted all the rooms and bathrooms</p><p>- Put up smoke detectors</p><p>- Replaced all faucets in bathrooms</p><p>- Replaced most outlets </p><p>- Made a pathway in our yard with only rocks and gravel from the yard</p><p>- Replaced outdated light fixtures</p><p>The fixtures and old items removed from the house will all be cleaned up and resold, unless it is unsafe. So, I saved a few thousand dollars in labor by doing these things myself, while increasing my home value by a few thousand dollars. </p><p>Never doubt the things you can do. Up until about 10 years ago I had never done most of this on my own. It took me time to learn. Do not get me wrong, I would love to have a man to help with a lot of these things, but I have been a single mom for a long time. I learned that I need to do things to save money and keep my home in proper repair. It is always good to know how to do things on your own. You never know what could happen.</p><p><br /></p>Nonar2011http://www.blogger.com/profile/16355619813800695853noreply@blogger.com0tag:blogger.com,1999:blog-1154451479328710766.post-69526361601046694082022-08-05T23:25:00.001-07:002022-08-05T23:25:33.672-07:00Family Road Trip to the North East<p> Last month we headed out on a road trip to the North East United States. During our three weeks away we had the enjoyment of seeing all of the New England states. We also saw New York, Ohio, Tennessee, and DC. It was a fun and educational trip for all of use. We found ways to cut costs and save money for the trip, so it was a budget road trip. To see all of the trip updates be sure to follow our blog, <a href="https://www.thetravelingfamilyadventures.com/" target="_blank">The Traveling Family Adventures</a> or follow our <a href="https://www.youtube.com/channel/UCfW8E_wbK2ttzpOhrVbd1yA" target="_blank">YouTube Channel</a>. They are both just getting going so please show support if you can.<br /></p><p>We started our trip leaving our new home in Arkansas early in the morning. Our first stop was in Memphis, TN. I have always known who Elvis was, but my son actually learned who he was because of the new Elvis movie. We learned that it was free to walk up to Graceland and see The grave site of Elvis for free between 7:30am and 8am. Before leaving Memphis we made a stop by the Bass Pro Shop Pyramid and rode up the elevator to the top.<br /></p><div class="separator" style="clear: both; text-align: center;"><iframe allowfullscreen="" class="BLOG_video_class" height="266" src="https://www.youtube.com/embed/NdwGcJ-kpPk" width="320" youtube-src-id="NdwGcJ-kpPk"></iframe></div><p></p><p></p><div class="separator" style="clear: both; text-align: center;"><iframe allowfullscreen="" class="BLOG_video_class" height="266" src="https://www.youtube.com/embed/gHsCjIsgwAA" width="320" youtube-src-id="gHsCjIsgwAA"></iframe></div> Next we traveled through a few states to get to Niagara Falls, NY. We made it at night so we were able to see the amazing light show over the falls. I have never seen anything so amazing. The water and the colors made everything shine. It was mesmerizing to see. The video does not do it any justice.<p></p><div class="separator" style="clear: both; text-align: center;"><iframe allowfullscreen="" class="BLOG_video_class" height="266" src="https://www.youtube.com/embed/iuSulgz7a_c" width="320" youtube-src-id="iuSulgz7a_c"></iframe></div>Next we tent camped for a week in Bar Harbor Maine. It was in a central location of Maine, so we were able to see most of the coast of the state. I was even able to see the Creed house from Pet Semetary as well as Stephen Kings home. Of course we had to also have some Maine lobster and see the beautiful lighthouses that were there.<div class="separator" style="clear: both; text-align: center;"><iframe allowfullscreen="" class="BLOG_video_class" height="266" src="https://www.youtube.com/embed/2v0ZUqcQd9I" width="320" youtube-src-id="2v0ZUqcQd9I"></iframe></div><br /><p>After the week in Maine, we headed down the coast to Salem, MA. On the way we made a stop by the Lizzie Borden house. In Salem, we spent a couple of days and were able to take a tour and see one of the museums. It was a great experience.</p><p>Along the route down to New York City we detoured through Plymouth, MA and Cape Cod, MA. I wanted to go over to Martha's Vinyard, but the ferry fees were crazy. If money was not an option I would have went because I am a huge Jaws fan. I was still able to swim close to where they filmed it.</p><div class="separator" style="clear: both; text-align: center;"><iframe allowfullscreen="" class="BLOG_video_class" height="266" src="https://www.youtube.com/embed/xpsr0FWnqQw" width="320" youtube-src-id="xpsr0FWnqQw"></iframe></div><p>New York City was the next stop. I had to also go to Amityville, NY. I am sure you are seeing that I personally love horror movies, but there is also a lot of interesting places to see if you look for horror movie locations. New York was interesting to say the least. We made it to Grand Central Station and Time Square, which was very fun to see in person. It is probably not a place I will be visiting again unless the kids are older.</p><div class="separator" style="clear: both; text-align: center;"><iframe allowfullscreen="" class="BLOG_video_class" height="266" src="https://www.youtube.com/embed/wPcQYRkAEFo" width="320" youtube-src-id="wPcQYRkAEFo"></iframe></div><br /><p><br /></p><p>After we left New York city we finished the trip through Centralia, PA and finally Washington DC. Check out our blog and Youtube for the rest of the trip.</p><p>To save money on the trip we tent camped and slept in the truck a few nights. We did get a hotel about seven of the 21 days. If we stayed in a hotel we searched for deals online and we made sure it was a place that had ice and a hot breakfast in the morning. That would help us put ice in the coolers, fill everyone up for most of the day, and have a few snacks for later. We also checked gas prices through gas buddy to plan the fill ups.<br /></p>Nonar2011http://www.blogger.com/profile/16355619813800695853noreply@blogger.com0tag:blogger.com,1999:blog-1154451479328710766.post-55000827780765605712022-07-02T22:14:00.000-07:002022-07-02T22:14:01.011-07:00Story of How we Went From a 600 sq Foot House to a 2200 sq Foot Home<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjmcHQMNb3cMgpWMhKuspZvcrwIoBzSD34IhBtyMFx2zEQ7mpaS35hx99xEcPRugw0yEr42Zqo4Xmoqo1-P3VBp0QqENkXTPHcegkgKezHj6fLEnfvYZM-IgyChL9PSkzDdJOJaR-0x-6cW5WP1oFjLzqHeyEsR_T9_2rg9sBv7265AzX32iQMdgSSFPQ/s4032/20220430_104103.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="2268" data-original-width="4032" height="180" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjmcHQMNb3cMgpWMhKuspZvcrwIoBzSD34IhBtyMFx2zEQ7mpaS35hx99xEcPRugw0yEr42Zqo4Xmoqo1-P3VBp0QqENkXTPHcegkgKezHj6fLEnfvYZM-IgyChL9PSkzDdJOJaR-0x-6cW5WP1oFjLzqHeyEsR_T9_2rg9sBv7265AzX32iQMdgSSFPQ/s320/20220430_104103.jpg" width="320" /></a></div> If you have read any of my posts you will know some of my story. One thing I have not shared is how we have been living over the past seven (7) years. It has been kept from many people because it would be considered illegal in most areas and would have been looked down upon by many others. Finally I can share it with everyone because I have worked very hard to fix our situation and provide my kids with the life they deserve. <p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi4kcZaP-X24og4Dyp1_pdX-vIYLZKXJAR5r0Oi2b0hFtiYV0IA3Mwa1P8FoIKIhHZhuBMY7vmcbAEISdC2I14pVpYXIeGAjYcnAEV7TaGHXnvr57BTWWcl3BmpiQZu5xWVZvord-IIdPAWex_ifYERBgor_ynRkCSNP-v4EmIVVgSSwBIctr712HEhxg/s960/Kara%20house.webp" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="682" data-original-width="960" height="227" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi4kcZaP-X24og4Dyp1_pdX-vIYLZKXJAR5r0Oi2b0hFtiYV0IA3Mwa1P8FoIKIhHZhuBMY7vmcbAEISdC2I14pVpYXIeGAjYcnAEV7TaGHXnvr57BTWWcl3BmpiQZu5xWVZvord-IIdPAWex_ifYERBgor_ynRkCSNP-v4EmIVVgSSwBIctr712HEhxg/s320/Kara%20house.webp" width="320" /></a> </div><div class="separator" style="clear: both; text-align: center;"> </div><div class="separator" style="clear: both; text-align: left;">In 2015 I had finally improved my credit enough to qualify for a home loan. It took a lot of time and effort to get my credit score high enough to get this approval but with my income I was only approved for $100000. (Read my book<a href="https://www.amazon.com/420-700-Credit-Score-Financial-ebook/dp/B01N4WUO1C/ref=sr_1_3?qid=1656820454&refinements=p_27%3ANona+Weeks&s=digital-text&sr=1-3" target="_blank"> 420 to 700 Credit Score</a>) In the Colorado market, even back then, it was almost impossible to find a home for that amount. Finally after a few long months of dealing with USDA and a realtor, as well as being homeless with everyone. We found a great place, but it was a very small place.</div><div class="separator" style="clear: both; text-align: left;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjP9ybybIwHkkfKv1WyI7ptmcM17MaB4s16LGp-IWyDLSo-5ojvLQx8InsyqEKQRtg6fM-JJMRfxSAWyuFWnRBJHqXxsnUal5QhnXa7GSDmxVzsNdGrEr_Ex5Ril7pG7H641WCFb7QP0VTqb-LmIYBm7PTlgk4vu6k68XJOachlq-VhBEWKMWWVBo5njw/s4032/20220529_134750.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="4032" data-original-width="2268" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjP9ybybIwHkkfKv1WyI7ptmcM17MaB4s16LGp-IWyDLSo-5ojvLQx8InsyqEKQRtg6fM-JJMRfxSAWyuFWnRBJHqXxsnUal5QhnXa7GSDmxVzsNdGrEr_Ex5Ril7pG7H641WCFb7QP0VTqb-LmIYBm7PTlgk4vu6k68XJOachlq-VhBEWKMWWVBo5njw/s320/20220529_134750.jpg" width="180" /></a></div> We found a beautiful A-Framed home on close to an acre. It only had a loft bedroom but plenty of storage outside. It would have been an amazing home for a couple or even a couple with a small child, but at that time there was my mom, two teen nieces, my son, and myself. Due to the small house we had to make things work for everyone. It ended up being myself making a spot in a camper. The girls and my son in the room and my mom in the living room. It was an extremely tight place, but we were blessed to have it. It is now for sale and I am going to miss it so much. It is actually the home of my dreams if there was not so many people. You can actually see the auction listing <a href="https://uctimberlinerealtyinc.hibid.com/catalog/378256/54-kara-lane--florissant--co-80816/" target="_blank">here</a>, or the Zillow listing<a href="https://www.zillow.com/homedetails/54-Kara-Ln-Florissant-CO-80816/62716505_zpid/" target="_blank"> here</a>. The home for sale is located in Florissant, CO.<br /></div><p>We have had a lot of ups and downs in that home, but in all we had a great life. It took some adjusting to get things somewhat organized through the years. We have also lost a lot of things due to temporary storage collapsing. Unfortunately, we lost a lot of antiques and items from family members that have passed away. Even with the bad things that have happened, we made our lives work. We succeeded in having a happy life in a small home.</p><p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjxNfb_GKGjFk4KejcqZczMtsdcfAoa6zAdBUKHc3-OdLoWbAwAEzllBjjhynwERziCi5PdFzRxBdc0p29HsgDIDLaOkTxpt3-1ftx_YDw3vFs5g62af8qPhFODkEcv8eXluLbpaDwqaIrLafM_vzUa0dWy7ars5KKbzjXKqX08T8DDPtc1PFnM-c81ug/s576/Waldron%20house.webp" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="432" data-original-width="576" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjxNfb_GKGjFk4KejcqZczMtsdcfAoa6zAdBUKHc3-OdLoWbAwAEzllBjjhynwERziCi5PdFzRxBdc0p29HsgDIDLaOkTxpt3-1ftx_YDw3vFs5g62af8qPhFODkEcv8eXluLbpaDwqaIrLafM_vzUa0dWy7ars5KKbzjXKqX08T8DDPtc1PFnM-c81ug/s320/Waldron%20house.webp" width="320" /></a></div> After deep thought and a lot of work, we decided to buy a house in Arkansas and move. Taking this step took a lot of thought and planning. During this process I had to refinance the Colorado home, then pay off everything and have a down payment for the new home. In March we signed on our new home in Arkansas. It is a 2200 sq ft two story home on about seven acres. After several trips back and forth, (15 hour drive) we finally got everything moved and are living in our huge home. It is crazy that it is taking so much adjusting for my kids, because they have their own areas. Neither of them will sleep in their own rooms yet, but I know they will one day. The biggest thing is that we all have our own space and we are all under the same roof all the time. <p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhF1ejv2RURIKUAOnkeZIs0SHvEU9TCDoe17g1mMT-Lv19VRQfTnohOWpoPBL8AR5ITWVgM54DSpVBmHU2OUr9ZFK0W7FDX-JE-QVX14jeNHMvVPcAVLDytNSa-esqkB9vc-MUwFsnM8T_Jo_Mo1bz99MRB1AKMwarf70fDyWsqBJjxEnh5TAWto_I-pg/s4032/20220322_121517.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="2268" data-original-width="4032" height="180" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhF1ejv2RURIKUAOnkeZIs0SHvEU9TCDoe17g1mMT-Lv19VRQfTnohOWpoPBL8AR5ITWVgM54DSpVBmHU2OUr9ZFK0W7FDX-JE-QVX14jeNHMvVPcAVLDytNSa-esqkB9vc-MUwFsnM8T_Jo_Mo1bz99MRB1AKMwarf70fDyWsqBJjxEnh5TAWto_I-pg/s320/20220322_121517.jpg" width="320" /></a></div><p>I am still scared of the big move, but we did it. I have already put out close to $30000 on septic and updating a lot in the home. That was not what I was planning on spending when moving, but I am still happy. I pray that the other home will sell with a large enough profit to pay off what I have spent then allow me to stay home with my kids to start my home business that I have been trying to plan for years. Even with the issues, I am so happy with what we did. Never be scared of going for something you want, and do not let fear keep you from doing it!<br /></p>Nonar2011http://www.blogger.com/profile/16355619813800695853noreply@blogger.com0tag:blogger.com,1999:blog-1154451479328710766.post-64840509137340428272022-04-28T23:42:00.002-07:002022-04-28T23:43:27.408-07:00Doing Home Projects to Save Money<p> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjiEtBIr4RySmfqUzRE20UV84x7PbbKHMmPX29KAtPOEr4oxARoRnL4mDYkfuD6ZVRd74MrUaXolf2cFtiDDomT_HiJjF9SlqzOBoNc-OG0hvy4btXA5GF-9tw7In4aXRhBMW1ugArq3Oscs2gD4w0MBU2IR-uw3Kevcx85A0cEwPO9-EmVIRO9b3aHeQ/s4032/20220424_122633.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="2268" data-original-width="4032" height="180" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjiEtBIr4RySmfqUzRE20UV84x7PbbKHMmPX29KAtPOEr4oxARoRnL4mDYkfuD6ZVRd74MrUaXolf2cFtiDDomT_HiJjF9SlqzOBoNc-OG0hvy4btXA5GF-9tw7In4aXRhBMW1ugArq3Oscs2gD4w0MBU2IR-uw3Kevcx85A0cEwPO9-EmVIRO9b3aHeQ/s320/20220424_122633.jpg" width="320" /></a></div><br /><p></p><p> As you have read from recent posts on my blog, we purchased a home in Arkansas and have been moving everything in recently. We will have everything completely moved, and we will be permanent Arkansas residents. We took a trip last week and have been discovering projects that either need to be completed, or updates that we want to complete. Now I am not the best at DIY projects, but I have learned a lot through the years. There has been three huge influential people that has helped with that; my mom, my very good friend Chris, and his absolutely wonderful wife, Ella. Each of these people have taught me a lot about accomplishing things on my own. If someone else can do it, you can generally learn to do it yourself. Now in that you should also know your limits. If you are unsure of something or uncomfortable with working on a certain thing, get a professional.</p><p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEijend8DYMe9OD94sUJP_EGuyMCMX3Snb2MCpLaq9IMKgai2ZhD0yi9squFiM2lJZz8tEimWlXeUBLoPOI53vTGGB4KhTKqsTLKPwL9eC6eVWXrW6TKq0-bqNx5Iajqp1xKYHFFmjNG9IlRVwiCYdauB6NBohOJ13byM5WTj1alqFXsN_TsKiCYXTPScw/s4032/20220424_121533.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="4032" data-original-width="2268" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEijend8DYMe9OD94sUJP_EGuyMCMX3Snb2MCpLaq9IMKgai2ZhD0yi9squFiM2lJZz8tEimWlXeUBLoPOI53vTGGB4KhTKqsTLKPwL9eC6eVWXrW6TKq0-bqNx5Iajqp1xKYHFFmjNG9IlRVwiCYdauB6NBohOJ13byM5WTj1alqFXsN_TsKiCYXTPScw/s320/20220424_121533.jpg" width="180" /></a></div>There are several things we have started planning on the new home. The flooring has carpet in each of the bedrooms, and honestly I am not a fan of carpet due to the dirt that builds up in it. It just makes it worse when it is someone else's dirt in the carpet. The home is a log built home, built by the previous owners. There is some gaping in the interior wood that needs to be repaired. A couple of spots with electrical I want to get checked (a professional will do that). Loose faucets in all three bathrooms, a vanity in a half bath, running new water lines because of the pressure being low, and a big project of replacing a large bathtub and stand alone shower with a walk in shower and a linen closet. This is just to name a few projects, and most I will be doing myself and share my progress with everyone on here.<p></p><p style="text-align: center;"><b>BIG PROJECT AREA WE ARE LOOKING AT</b></p><p><b></b></p><div class="separator" style="clear: both; text-align: center;"><b><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjiK3H7kmcBAx4czHzeDeyVtLd_peiGaNO8Q9Nr_O9Mv30SfCHYhZLZG4CbIUMrcqmNEahDewAU4pDFXgC-RSmQ6dmJ1FSapddfHyp0MNouPpZ0o5ui3_b6JRivSL56BFMcgXRVGhIufNizZ6jjE6Vu0E5iN4K05m21TakruvM209fVwnu2gyZt8CJuAA/s4032/20220424_073521.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="4032" data-original-width="2268" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjiK3H7kmcBAx4czHzeDeyVtLd_peiGaNO8Q9Nr_O9Mv30SfCHYhZLZG4CbIUMrcqmNEahDewAU4pDFXgC-RSmQ6dmJ1FSapddfHyp0MNouPpZ0o5ui3_b6JRivSL56BFMcgXRVGhIufNizZ6jjE6Vu0E5iN4K05m21TakruvM209fVwnu2gyZt8CJuAA/s320/20220424_073521.jpg" width="180" /></a></b></div><b><br /></b>I began the home renovation process by starting with my moms room, which is the most important room in my home because she takes care of us all. I pulled all of the carpet off of a concrete floor, pulled all of the tacking, and scrubbed the floors and walls. On my next trip down I will be repairing the concrete and doing measurements to determine whether I want to put peel and stick flooring or paint the concrete. With just the pulling of the carpet I saved about $175 from the average costs I have found online. I spent about four hours on this project, so that is paying myself $43 an hour. <p></p><p style="text-align: center;"><b>BEFORE ON MOMS ROOM </b><br /></p><p></p><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhEbje6A7J534bwQZDtWSZuZ9TdeRy77Savv-1pvV3jMwmXowyMULoWU4yZocgrFTP4t_9J768qm4hSWfWRUcXb-R_qqicG5l-067k4he8nJ3RVFqpv913cGnOrcjguQK9196I1PKjpzAzwC0JZtKhExXAlsziRiPT6BwZPExdz7GzXlQNMIOaVx6eEjg/s4032/20220424_073553.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="4032" data-original-width="2268" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhEbje6A7J534bwQZDtWSZuZ9TdeRy77Savv-1pvV3jMwmXowyMULoWU4yZocgrFTP4t_9J768qm4hSWfWRUcXb-R_qqicG5l-067k4he8nJ3RVFqpv913cGnOrcjguQK9196I1PKjpzAzwC0JZtKhExXAlsziRiPT6BwZPExdz7GzXlQNMIOaVx6eEjg/s320/20220424_073553.jpg" width="180" /></a><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhsDakyg4it_YZqPJKXwY9WoZciMT8vI3-U0GWsTGwD9V4bKeSmuSI5uWQ6LBvxB460mKkl7Gfb95kVBvVnxrUptts0vYSuRq5n4Ps1YWuyzfgv3WmPN8DuNYKgIIiOtDa0OasJS8Svyzv-QwBr4EBRFKJIOk7neWGQlE0yY7Zlw7WnZqPbi0o68NRxtQ/s4032/20220424_073551.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="4032" data-original-width="2268" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhsDakyg4it_YZqPJKXwY9WoZciMT8vI3-U0GWsTGwD9V4bKeSmuSI5uWQ6LBvxB460mKkl7Gfb95kVBvVnxrUptts0vYSuRq5n4Ps1YWuyzfgv3WmPN8DuNYKgIIiOtDa0OasJS8Svyzv-QwBr4EBRFKJIOk7neWGQlE0yY7Zlw7WnZqPbi0o68NRxtQ/s320/20220424_073551.jpg" width="180" /></a></div></div><p></p><p style="text-align: center;"><span> </span><span> </span><span> </span><span> </span><b>DURING CARPET PULL MOMS ROOM</b></p><p style="text-align: center;"><b> </b></p><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><b><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhch5fBQ41wfVMk84KMSIFWkxb1aT2xMrZS63HOfhGwqeOY-Khh9K6yJ3FUcUl9Z4gFN_vkUgoCBeVVTSFajznGZMpP91xm8cd7lMQh3r0Z-vCiSnYRmXHycxLbfguq3mtwIHkoy04_9bmv3Xwca0I4LFdY2cwV9cPCCpQqSm8qlv8oxdu3EnUyzajTNw/s4032/20220424_103729.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="4032" data-original-width="2268" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhch5fBQ41wfVMk84KMSIFWkxb1aT2xMrZS63HOfhGwqeOY-Khh9K6yJ3FUcUl9Z4gFN_vkUgoCBeVVTSFajznGZMpP91xm8cd7lMQh3r0Z-vCiSnYRmXHycxLbfguq3mtwIHkoy04_9bmv3Xwca0I4LFdY2cwV9cPCCpQqSm8qlv8oxdu3EnUyzajTNw/s320/20220424_103729.jpg" width="180" /></a><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgxN51RwkHWizEwSrmRx8vnTvVVc6nZw5-0tA0CUMjn-arzF94N9_mrLxO9d1AD7MObdwvZ1u9SQ0PpefQd9GEWjW3BhPZaQS8hoSQHMhygnPtRFKRma4Fw8yL2tUfNNXWj099nKEa1Nwq6ABigF7rPvEJ3vJNzd7WBNyTOdj3YpkK9S5I4XtkTD04Tgw/s4032/20220424_145431.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="4032" data-original-width="2268" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgxN51RwkHWizEwSrmRx8vnTvVVc6nZw5-0tA0CUMjn-arzF94N9_mrLxO9d1AD7MObdwvZ1u9SQ0PpefQd9GEWjW3BhPZaQS8hoSQHMhygnPtRFKRma4Fw8yL2tUfNNXWj099nKEa1Nwq6ABigF7rPvEJ3vJNzd7WBNyTOdj3YpkK9S5I4XtkTD04Tgw/s320/20220424_145431.jpg" width="180" /></a></b></div></div><b><br />AFTER PULLING CARPET IN MOMS ROOM</b><p></p><p><b></b></p><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><b><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhSJy6-gbav4EAg4hYLK81TwlExZ1EohDtXiJK3aA5Qy5E68YySpjicO4s1PqKmWd4ozssTGD8WcgljvVDSwAsRVT5Z_k0R7LgREWMRzmAmAGyz1e7w9Qu7RV8d25VocBSj3R2f9BLoSZHTk5f429EBsgr1k2DOGe4kMjy7e2v6Q1qKOah4-h5ynU1BjA/s4032/20220424_145431.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="4032" data-original-width="2268" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhSJy6-gbav4EAg4hYLK81TwlExZ1EohDtXiJK3aA5Qy5E68YySpjicO4s1PqKmWd4ozssTGD8WcgljvVDSwAsRVT5Z_k0R7LgREWMRzmAmAGyz1e7w9Qu7RV8d25VocBSj3R2f9BLoSZHTk5f429EBsgr1k2DOGe4kMjy7e2v6Q1qKOah4-h5ynU1BjA/s320/20220424_145431.jpg" width="180" /></a><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgY0Ycj9aGsNlioTfJMqetikN3IpzqwwkZoyP2uwG9VS_XL_isf5th_gMWr_SLBUBp4-1kV0189i-dgvmBdhjHkMSQtLAa-YFzzrvxjlvC73DhitqjcmVRhwuYvcELp5OqgpSpFU-RR2fgPexWjhQMPdWnQlSf97LJNNMZ2gV2FPlWbvNaBdSWJde4WTw/s4032/20220424_153805.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="4032" data-original-width="2268" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgY0Ycj9aGsNlioTfJMqetikN3IpzqwwkZoyP2uwG9VS_XL_isf5th_gMWr_SLBUBp4-1kV0189i-dgvmBdhjHkMSQtLAa-YFzzrvxjlvC73DhitqjcmVRhwuYvcELp5OqgpSpFU-RR2fgPexWjhQMPdWnQlSf97LJNNMZ2gV2FPlWbvNaBdSWJde4WTw/s320/20220424_153805.jpg" width="180" /></a></b></div></div><b><br /><br /></b>Another small project that we completed was to reset the key less Quiklock keypad for the door. I have to say this was all my six year old sons doing. He looked everything up, tried different options, and finally figured it out to have a all new codes and delete all of the old codes. We also ordered a rekey tool and will be rekeying this door to match a new lock we ordered for the back door of the home. <p></p><p>The next couple of weeks we will be working on both homes, getting the Colorado home ready to sell and the Arkansas home ready to live in. At least be comfortable in the Arkansas home, because it is going to take a lot of work to get it to the point that we want. The one thing I will say is that home is a blessing. We have lived in a small A-Framed home that only has a loft bedroom. I have lived in a camper and the rest of the family in the home. Now we can all life together under one roof. </p><p>As I work on projects I will share the progress and savings that I have for doing projects myself. I will also share any tips or ideas I come across during this time. I hope my experience can help others in their homes. Remember, I am a single mom raising two young kids. I have a bad back, bad knees and bad wrists, but I can complete these projects. I know you can as well!<br /></p>Nonar2011http://www.blogger.com/profile/16355619813800695853noreply@blogger.com0tag:blogger.com,1999:blog-1154451479328710766.post-18972985048705034932022-03-28T17:51:00.001-07:002022-03-28T17:51:27.856-07:00Saving money on Gas<p> In recent weeks the gas prices have soared. This can be very hard on those of us struggling to make ends meet. I have worked at a convenience store for the last 11 years and I have seen a lot during those years. One of the biggest myths I have heard about gas prices is that they always change during the first of the week. That is completely incorrect. I have personally had to change gas prices on almost every day f the week, including Sundays. There are a few other things that I have learned over the years, and I recent wrote a Hub on the topic. Please take the time and check it out. These are things that I have learned that will help you beat rising gas prices. </p><p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj4OCmrWBQcTk0KWvx3-UuEkcH_eapL0mlXfgsBZvFUrFeE4np35ywezQgbADg_FIrpCW64RomKdRMJyMOpfB_kRzcOG6AZ6W452RDvVMmEh13SJGoyEB1njqejszkamcM-5QJ3lzjhPdYyfNWSJG3MyPaeH68mqJSKFfF9G4E5HdTEL56BdWvYBUlvyQ/s300/gas.webp" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="168" data-original-width="300" height="168" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj4OCmrWBQcTk0KWvx3-UuEkcH_eapL0mlXfgsBZvFUrFeE4np35ywezQgbADg_FIrpCW64RomKdRMJyMOpfB_kRzcOG6AZ6W452RDvVMmEh13SJGoyEB1njqejszkamcM-5QJ3lzjhPdYyfNWSJG3MyPaeH68mqJSKFfF9G4E5HdTEL56BdWvYBUlvyQ/s1600/gas.webp" width="300" /></a></div><br /> <p></p><p>Bear rising gas prices by saving money!<br /></p><p>I have read many articles about gas prices and a lot have provided
misguided advice. So why should you listen to me? Well first, I am a
single mom that has to watch her money in every way. I find deals and
learn tricks to save in every aspect of life. Next, I have learned how
to work on my own vehicles and am sure to keep them properly maintained.
Finally, I have managed a convenience store for the last 11 years.</p><p><a href="https://discover.hubpages.com/money/Beat-Rising-Gas-Prices-By-Saving-Money" target="_blank">Continue article here </a><br /></p>Nonar2011http://www.blogger.com/profile/16355619813800695853noreply@blogger.com0tag:blogger.com,1999:blog-1154451479328710766.post-81331790104997756622022-03-26T16:50:00.002-07:002022-03-26T16:50:40.105-07:00Moving from Colorado to Arkansas<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgmzdaM4Inu1ySYvn0Tse3kSk2NrUSVqvjJ6_vHBXxnm_sfz0R_REawGgJYkAC7EJ_W4ZIUwpuAjtd4X3gvIT1cuijM96pXrH2WANCC76EDxfIPXEJTx8csYeGaO3YW2y3VnauSJvgF-jPXhlV54UxMqszOWO6jDuYVSrxCeD6A_L2edVe3SocdqI6efw/s315/house%20in%20AR.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="315" data-original-width="315" height="315" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgmzdaM4Inu1ySYvn0Tse3kSk2NrUSVqvjJ6_vHBXxnm_sfz0R_REawGgJYkAC7EJ_W4ZIUwpuAjtd4X3gvIT1cuijM96pXrH2WANCC76EDxfIPXEJTx8csYeGaO3YW2y3VnauSJvgF-jPXhlV54UxMqszOWO6jDuYVSrxCeD6A_L2edVe3SocdqI6efw/s1600/house%20in%20AR.jpg" width="315" /></a></div><br /> <p></p><p>Since my last post about <a href="https://savingmoneyandhomefinance.blogspot.com/2022/01/moving-to-arkansas.html" target="_blank">moving to Arkansas</a> there has been a lot that has happened. We did not get the house we had made an offer on with the 20 acres, but we did finally find the perfect house.It is a 2200 sq foot home on almost six acres. We got it at an amazing price of $180000. A house like that would go for close to $800000 in Colorado. We signed on the house Thursday and will be moving soon.</p><p>The hardest part of all of this is putting in my notice at my job. I have been employed at the same place for more then 10 years. I have grown a lot with the company and I have loved my job for years. I put my official notice in today, so May 1st will be my last day.</p><p>So what will I do next? I am thankful that home prices in my area are extremely high at the moment. If we sell the home at the price the realtor said, even at the low end, we will have close to $100000. That will give me enough to take a great vacation with my family and then focus more on my home business. </p><p>The first thing I am going to do is get my notary license. This is just something I can do in addition to my other home income opportunities. The other thing I want to do next year, is get my tax license. I do not want to do accounting even though I am only a few credits away from having my degree in it, in addition to my business degree. I would rather work for a company part time during tax season so that I have some stable, and taxable, income each year.</p><p>For the first time in many years, I feel completely at ease with where my life is going. I feel blessed and guided by God in my future. I can finally spend time with my kids before they grow up to much, and make a real future for all of us. Thank you to everyone that is reading my posts, and hopefully I will be sharing many more positive posts about our future!<br /></p>Nonar2011http://www.blogger.com/profile/16355619813800695853noreply@blogger.com0tag:blogger.com,1999:blog-1154451479328710766.post-52560234634044559622022-03-18T17:55:00.005-07:002022-03-26T15:06:15.157-07:00My Stock and Crypto Trading Progress<p> I have been trading stocks and crypto for a while, but focused more in 2021. Recently I did my taxes for 2021 and learned I profited over $10000 on trading. To me this was a huge deal. Let me share why with those that are wondering.</p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEiAe8ivy0xIuvqmrQnd2cdmol9wNk4RhDS-vInOyrR0YoWg9b8yT094y4A5UPuFiP19-volHfIryuHK8MeUSKTyDroxXAZOyOlJrmiHEF0HEr-5RA9HIB2fGkxOyL4m1ITTYsYBuf8bkaW66b1kCpQHYTtchgYhbaX15SFLYMvoqAW5SXMjIzGaTP9t9Q=s297" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="170" data-original-width="297" height="170" src="https://blogger.googleusercontent.com/img/a/AVvXsEiAe8ivy0xIuvqmrQnd2cdmol9wNk4RhDS-vInOyrR0YoWg9b8yT094y4A5UPuFiP19-volHfIryuHK8MeUSKTyDroxXAZOyOlJrmiHEF0HEr-5RA9HIB2fGkxOyL4m1ITTYsYBuf8bkaW66b1kCpQHYTtchgYhbaX15SFLYMvoqAW5SXMjIzGaTP9t9Q" width="297" /></a></div><br /><p>I am a single mom on a tight budget, and up till 2020 I had never made over $45000 in a year. So the money I am investing is only small amounts. The most my portfolio held at one time was roughly $10000. I made the profit off of short term trading on a few stocks. No huge investments, generally at most I would do $100 at a time. I have certain investments. I hold for the dividends or for long term. The trading has only been small amounts.</p><p>What I have learned is that someone with little knowledge can take time to learn the process. There are so many different trading options available to use. I personally use <a href="https://a.webull.com/ga6YCJiRhmxfy2Pbyy" target="_blank">Webull</a> for most of my every day trading. Then I use <a href="https://a.webull.com/ga6YCJiRhmxfy2Pbyy" target="_blank">Stash</a> for my long term investments. Both are fairly user friendly platforms, and I have advanced in using both by learning.</p><p>What I am trying to explain to everyone interested is that you can learn to trade stocks or crypto. Begin my learning about stocks you would be interested in trading. Start small with only a couple of stocks. Then once you learn more you can invest more. It does take time, and their is a chance for loss, but you can learn to trade. </p><p>*This post does include referral links<br /></p>Nonar2011http://www.blogger.com/profile/16355619813800695853noreply@blogger.com0tag:blogger.com,1999:blog-1154451479328710766.post-42486998723840572492022-02-17T20:56:00.028-08:002022-03-15T18:47:53.142-07:00My Review of Cryptotab<p> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEgfjedbZl2MAyQrc1o0aVwEq-arn89z-TO7fGPl1eHG5kZflRt8paAQCSHzFsHB51HpNYMCvR3GezjnOu30HPMTc9m9cSlyB1nCWnhnaOgj05YSPfRbMl3tl-2o_XrY047du054OF1sGT9PCOMfGqoDSO5ssbcThWOvYybRjqt2ojyo3mG4urm9dIO4Qw=s225" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="225" data-original-width="225" height="225" src="https://blogger.googleusercontent.com/img/a/AVvXsEgfjedbZl2MAyQrc1o0aVwEq-arn89z-TO7fGPl1eHG5kZflRt8paAQCSHzFsHB51HpNYMCvR3GezjnOu30HPMTc9m9cSlyB1nCWnhnaOgj05YSPfRbMl3tl-2o_XrY047du054OF1sGT9PCOMfGqoDSO5ssbcThWOvYybRjqt2ojyo3mG4urm9dIO4Qw" width="225" /></a></div><br /><p>I have been using <a href="https://cryptotabbrowser.com/31770503">Cryptotab</a> for a month now, so I wanted to share my short term experience with the browser. </p><p><a href="https://cryptotabbrowser.com/31770503" target="_blank">Cryptotab</a> is a browser that allows you to mine Bitcoin(BTC) while the browser is running. You can run it on multiple devices to increase your earnings, or you can add boosts to multiply the mining rate.</p><p>In the beginning I did not research the boosts options on Cryptography much, but invested $130. Well after really doing the math I learned I will be lucky to come out in the wash with it. The one thing I did not do was wait for the sale on the Cryptotab boost. After doing the research I downloaded the <a href="https://cryptotabbrowser.com/31770503" target="_blank">Cryptotab</a> Max browser, which I can use in addition to the lite version. Then invested in the boost x2 at a 30% discount. After I was offered an additional discount for the 5x boost. As of right now, without any referrals, I am making about .0000150 in Bitcoin a day. </p><p>With Cryptotab you can mine Bitcoin on multiple devices. At the moment I only use my phone, and a laptop at night. I have read about people mining Bitcoin on multiple devices through Cryptotab and making quite a bit more money than I currently am, but I have a lot to learn still.</p><p>One of the downfalls that I have found is that you have to keep activating the mining. On the Cryptotab Lite version it is every two hours, and the Cryptotab Max is every three hours. I miss a couple when I sleep and a couple at work, but I catch quite a bit. My earnings would probably double if I had more time between the activating times.</p><p>the minimum payout for Cryptotab is .00001 Bitcoins. I reach that every day but request every few days. So far I have been paid within 24 hours of requesting payout. Cryptotab pays through <a href="https://www.coinbase.com/join/NLK3E9?src=android-link" target="_blank">Coinbase</a>. Payments have went directly into my <a href="https://www.coinbase.com/join/NLK3E9?src=android-link">Coinbase</a> account each time without fail.</p><p>I am currently in the process of trying to buy a house in Arkansas which is quite a ways feom Colorado where I live, so that is taking most of my time. Once we get moved and settled I am going to be doing more research on Cryptotab and do some more trials on different options. As of right now I have had a good experience with Cryptotab and highly recommended it to add to a diverse income source.</p><p>I have included my referral link in the review. If you are interested in trying <a href="https://cryptotabbrowser.com/31770503" target="_blank">Cryptotab</a> please use the link. I would really appreciate it!</p><p>Update 3/15/2022</p><p> Now I am learning more about the process with Cryptotab. I am increasing my earnings each day and seeing real potential with it being an additional piece on my Crypto income and investing. I am now earning about .000123 in Bitcoin each day. I did purchase more boosts with cryptotab and my total investment is about $1000. At my current average at the current bitcoin value I will make about $1500 in a year. If Bitcoin raises in value those averages will go up. But even if it stays at roughly the same, It is like have a very good interest rate on a savings account. Of course there is always a chance of the market going down, but then I will reevaluate my time and investing.<br /></p><p><br /></p>Nonar2011http://www.blogger.com/profile/16355619813800695853noreply@blogger.com0tag:blogger.com,1999:blog-1154451479328710766.post-26904531963156215932022-01-10T17:32:00.002-08:002022-01-10T17:36:46.621-08:00Moving to Arkansas<p> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEh7O5herOOHpeCMBgqnHCNmrwVgshZCi8ykpOVbYJVMhzJr51TFyk1BOYXpzfUHz3u13KyLU8rwyaPr7krICobD3hXMdhU9R9Z7rtA33gpWk30u0XpMRgo48cAgh-bOwYvu5b2VgTlt8Nz4mT2LLX5FE8vSV77my9P8cmKzG6LbuDv8llG8NT18C5_skA=s286" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="176" data-original-width="286" height="176" src="https://blogger.googleusercontent.com/img/a/AVvXsEh7O5herOOHpeCMBgqnHCNmrwVgshZCi8ykpOVbYJVMhzJr51TFyk1BOYXpzfUHz3u13KyLU8rwyaPr7krICobD3hXMdhU9R9Z7rtA33gpWk30u0XpMRgo48cAgh-bOwYvu5b2VgTlt8Nz4mT2LLX5FE8vSV77my9P8cmKzG6LbuDv8llG8NT18C5_skA" width="286" /></a></div><br /><p></p><p>We have been considering a big move over the last year or so. Many different reasons for the move but the biggest is the cost of living in Colorado and my moms health. It has been a process trying to buy a home when we are not in the state we are buying from, but we are hoping it will happen soon.</p><p>Cost of Living in Teller County Colorado</p><p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEihAy2nUepDrm1e7HBNxFyNmUqS-vkH1Kjzt7ZAldhjGalrKiSBWnPL-M008BF3TfFM0f9bh40VP6B-JncHQw3rJBtNtCdYhmCXDi020_MxseHNrxez5aY5woM9bbzE9-krWgr1nAKZ9lWgHkdYaeE--tYppuDtcepvkf-0C3YxnP3FSrI8OJZjeM93qQ=s312" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="312" data-original-width="161" height="239" src="https://blogger.googleusercontent.com/img/a/AVvXsEihAy2nUepDrm1e7HBNxFyNmUqS-vkH1Kjzt7ZAldhjGalrKiSBWnPL-M008BF3TfFM0f9bh40VP6B-JncHQw3rJBtNtCdYhmCXDi020_MxseHNrxez5aY5woM9bbzE9-krWgr1nAKZ9lWgHkdYaeE--tYppuDtcepvkf-0C3YxnP3FSrI8OJZjeM93qQ=w199-h239" width="199" /></a></div><br /> <p></p><p>The cost of living in Teller County Colorado has dramatically increased in the last 10 years that we have lived here. Many people moving in the area including Charis Bible college, has made the housing market tight. I purchased my current home 5 years ago for 84000. I recently did a refinance for 160000 but learned I could sell my home for 195000. That is for a loft A Frame on less than an acre. Even making decent money, I cannot afford to purchase a larger home in this area</p><p>Moms Sicknesses</p><p>Mom has lung issues and the elevation had already been messing with her health. In November she was diagnosed with Afib which is also not helped by the elevation. Since we live at close to 9000 feet, we are pushing her health on a daily basis, so now we have to make a change. Arkansas is well below any of the elevations here in Colorado.</p><p>The Process of Buying a House out of State</p><p>We were approved for a loan around the beginning of December with Ally Bank Mortgage, so we began the search. So far we have looked at several homes all over Arkansas. Also, we even made offers on a couple. Each offer has been turned down for one reason or another. Today we made yet another offer on a house that has 20 acres. We offered full listing price. The only contingents are asking for help with closing costs and we inspection results. I am praying that this offer is accepted, or at least a counter offer is made. I truly need to get my mom out of the elevation. One thing my family has is Faith though. We believe the right house will come along that we will be able to purchase.</p><p>I am hoping my next post is about the family planning on a huge move to Arkansas. In the beginning I will continue to live in Colorado and take care of my house here so I have an income coming in, after a few months I will move to Arkansas with my mom, niece and two kids. The planning process is going to be interesting, but I know it will all work out!<br /></p>Nonar2011http://www.blogger.com/profile/16355619813800695853noreply@blogger.com0tag:blogger.com,1999:blog-1154451479328710766.post-51871817812173469432021-11-28T17:59:00.004-08:002021-11-28T17:59:43.677-08:00Making Money from your Receipts (2021 Update)<p> Back in March of 2021 I made a post on my Blog <a href="https://savingmoneyandhomefinance.blogspot.com/2021/03/free-money-with-your-daily-receipts.html" target="_blank">Free Money with your Daily Receipts</a>. In this post I shared a few sites that I had signed up for to earn some extra money with my receipts. I wanted to share an update with everyone so that you can see for yourself if it is worth doing. So, did I make extra money by simply submitting receipts? Yes I did, and it has helped quite a bit with Christmas this year. I want to share my experiences from each site and my earnings for the last nine (9) months. </p><p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/-RyB8onrqjVM/TKzbhDfTLdI/AAAAAAAAAH8/AdBNBP54vTsrYmSz8xQEjg_cqA9ndAldQCPcBGAYYCw/s145/4.1.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="145" data-original-width="125" height="145" src="https://1.bp.blogspot.com/-RyB8onrqjVM/TKzbhDfTLdI/AAAAAAAAAH8/AdBNBP54vTsrYmSz8xQEjg_cqA9ndAldQCPcBGAYYCw/s0/4.1.jpg" width="125" /></a></div><br /><p></p><p><u><b>COINOUT</b></u></p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/-jYmBVtFCPo0/YF7Zws1jL4I/AAAAAAAAY_k/JmswA579aA4FFWFs6P7CJj2zZ7ihPvCCACPcBGAYYCw/s327/coinout.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="154" data-original-width="327" height="151" src="https://1.bp.blogspot.com/-jYmBVtFCPo0/YF7Zws1jL4I/AAAAAAAAY_k/JmswA579aA4FFWFs6P7CJj2zZ7ihPvCCACPcBGAYYCw/s320/coinout.jpg" width="320" /></a></div><p><a href="https://coinout.com/referrals/new?r=NR9A2TG" target="_blank">Coinout</a> has been one of my least earning sites, but not because of the points they offer. It is because of my connection. I do all of my receipts at night from home, and do not have a great internet connection. For some reason this is the only receipt app that does not work from my home. Even though that is the case I have still earned money with the app. In all I have made $21.50 since March of 2021. If I had taken the time to submit receipts I believe it would have been more than $100. I keep hoping something is fixed for me to be able to submit receipts when I am home, but have not had luck with that so far.</p><p><u><b>RECEIPT PAL</b></u></p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/-Lk0-MQfXEKk/XcAoF4jvfVI/AAAAAAAAOwE/LIOB0t1l87MT0_0r0kAj4C8uwRfhUTFtACPcBGAYYCw/s343/receipt%2Bpal.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="147" data-original-width="343" height="137" src="https://1.bp.blogspot.com/-Lk0-MQfXEKk/XcAoF4jvfVI/AAAAAAAAOwE/LIOB0t1l87MT0_0r0kAj4C8uwRfhUTFtACPcBGAYYCw/s320/receipt%2Bpal.jpg" width="320" /></a></div><p>I have made quite a bit this year with Receipt pal by simply taking pictures of receipts. I cashed out $25 in March, and I am about 100 points away from cashing out another $50 for 2021. That is a total of $75 for the year.</p><p><u><b>FETCH REWARDS</b></u></p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/-oOBCCQsoMvs/YF7ZBk0pdPI/AAAAAAAAY_M/90x5hYGiaoYSThmZ4e_geZWNWXgWKcAsQCPcBGAYYCw/s282/fetchrewards.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="179" data-original-width="282" height="179" src="https://1.bp.blogspot.com/-oOBCCQsoMvs/YF7ZBk0pdPI/AAAAAAAAY_M/90x5hYGiaoYSThmZ4e_geZWNWXgWKcAsQCPcBGAYYCw/s0/fetchrewards.jpg" width="282" /></a></div><p>Fetch Rewards has been my favorite app to use and my top earner. It is a more advanced programs and is fun to use. You can connect different emails and other accounts to help you earn even more money. In all I have made $100 and counting through Fetch Rewards since the beginning of 2021. They also have a great referral program so please use referral code BVNFT if you choose to use the app.</p><p><b><u>MY POINTS</u></b></p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/-T0F2gtTv-Uc/S5GHPNlFVhI/AAAAAAAAADw/M0Sj04abtNYauJyx-8gfupLQQFdjf9xugCPcBGAYYCw/s120/2.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="97" data-original-width="120" height="97" src="https://1.bp.blogspot.com/-T0F2gtTv-Uc/S5GHPNlFVhI/AAAAAAAAADw/M0Sj04abtNYauJyx-8gfupLQQFdjf9xugCPcBGAYYCw/s0/2.jpg" width="120" /></a></div><p><a href="https://www.mypoints.com?rb=22186705">My Points</a> is an okay app if you remember to use the app when you are shopping, other than that they have changed a lot of their earning options, including taking away paid emails. In all I have only made $10 for the year, but I really do not use the app as much any more.</p><p><u><b>INBOXDOLLARS</b></u></p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/-8q-DEdEDXhM/YF7bgDhJ_sI/AAAAAAAAY_s/mOPTQo3o4Ys1NJfmJc1OVfFFuFGjw5dhgCPcBGAYYCw/s200/inbox.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="200" data-original-width="200" height="200" src="https://1.bp.blogspot.com/-8q-DEdEDXhM/YF7bgDhJ_sI/AAAAAAAAY_s/mOPTQo3o4Ys1NJfmJc1OVfFFuFGjw5dhgCPcBGAYYCw/s0/inbox.jpg" width="200" /></a></div><p><a href="https://www.inboxdollars.com?rb=78035594&ref_src=link" target="_blank">Inboxdollars</a> has been my top earning site since 2009. In the last year or so they have increased their earning options including paying to submit receipts. This year I have made a little more than $100 with <a href="https://www.inboxdollars.com?rb=78035594&ref_src=link">Inboxdollars</a>. I know I could have made a lot more if I had time to be more involved on the site. I have complete faith in the earning potential for Inbox and they always pay.</p><p><b><u>RECEIPT HOG</u></b></p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/-LeqzQagwhKM/YF7ZW3VKdRI/AAAAAAAAY_Y/oD1YRUUPAyMqbxRDmJq2jYOOtRMq8V-ZACPcBGAYYCw/s225/receipthog.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="225" data-original-width="225" height="225" src="https://1.bp.blogspot.com/-LeqzQagwhKM/YF7ZW3VKdRI/AAAAAAAAY_Y/oD1YRUUPAyMqbxRDmJq2jYOOtRMq8V-ZACPcBGAYYCw/s0/receipthog.jpg" width="225" /></a></div><p>Receipt hog is a fun app to use. You have chances to win on monthly spins and other fun little surprises. I have not made a huge amount with the app, but it is one of the easiest apps that I use to submit receipts. I have made about $50 with receipt hog since March of 2021. If you do sign up for this app please use referral code brel9965.</p><p>Since March of 2011 I have made more than $350 just with these sites. I know it does not sound like a lot, but it only takes seconds to submit receipts. So I make on average, an extra $30+ a month by spending maybe an hour or two on submitting receipts. Coming from a single mom, $350 makes a huge dent in buying Christmas presents for my kids. My goal for submitting receipts in 2022 is to make more than $600 for Christmas gifts.<br /></p><p><br /></p><h3 class="post-title entry-title" itemprop="name"><span style="font-weight: normal;"><br /></span></h3>Nonar2011http://www.blogger.com/profile/16355619813800695853noreply@blogger.com0tag:blogger.com,1999:blog-1154451479328710766.post-67114844850752558682021-04-25T18:07:00.001-07:002021-04-25T18:07:58.727-07:00Newbie Trading with Webull<div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/-9boISDwBxHM/YIYQIOzg2OI/AAAAAAAAZII/TyCkamfL108CAK_Mg6D28WIrf16CrUecACNcBGAsYHQ/s681/amc.webp" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="383" data-original-width="681" src="https://1.bp.blogspot.com/-9boISDwBxHM/YIYQIOzg2OI/AAAAAAAAZII/TyCkamfL108CAK_Mg6D28WIrf16CrUecACNcBGAsYHQ/s320/amc.webp" width="320" /></a></div><p><br /></p><p>Well I am sure most have heard of the Game Stop and AMC stock discussions going on. I started doing stock trading through <a href="https://get.stash.com/nonaxqrly" target="_blank">Stash </a>a couple of years ago, and like using it. The only downfall is there is no real time information or trades. It is for long term investing, and I actually love the site. I have made a few grand on the site, some of which was from the AMC stocks.</p><p>I still have AMC stocks on STASH, but I opened a Webull account last week, so far it is very easy to use. I have invested a few hundred dollars, a large portion into AMC. I have been doing a lot of research and the numbers are pushing AMC stocks up. How far? I have no idea. I am a simple stock trader, and I am learning the numbers when it comes to stock trading. </p><p>As a single mom, I do not have a fortune to invest in any stock, but if I can find ways of doubling small amounts of money, it will start adding up more. In my world if I can make $100 into $200 it means groceries for my family, or paying bills. At some point I would love to trade stocks for a living, but for now I am just pushing to make five thousand dollars in 2021.About $2000 down so far.<br /></p><p>Another stock I am reading about that has some potential is GTT Commns on the NYSE. As of today, 4/25/2021 it is at 1.66 a share. At that price I can 100 shares and if it goes up I will make a huge profit. If it loses I will only lose a couple hundred dollars. The gamble is worth it in my eyes. </p><p>I do not just invest in stocks that will make a huge gain, I also like stocks that will pay me in dividends. Some stocks pay fairly well on the dividends. I do not see where I will be making a fortune in dividens any time soon, but to have extra money coming in helps a lot. </p><p>Just so you know I am not experienced in stock trading. I am learning as I go. I take time to read the news on companies, watch the numbers on the market, and have tried to learn the contributing factors to the ups and downs. With trading so readily available anyone can do it, but not everyone should. Do not take a gamble on your money if you do not want to put in the effort to learn. <br /></p><p><br /></p>Nonar2011http://www.blogger.com/profile/16355619813800695853noreply@blogger.com0tag:blogger.com,1999:blog-1154451479328710766.post-83676446407801703192021-04-01T22:32:00.001-07:002021-04-01T22:32:10.064-07:00How quickly can money add up?<div><p> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/-gD8rqffESCw/YGahbI2pC3I/AAAAAAAAZBM/AjSkI5ttIvkA-iX6gfu_840JUGLP7DYrwCNcBGAsYHQ/s225/coins.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="225" data-original-width="225" src="https://1.bp.blogspot.com/-gD8rqffESCw/YGahbI2pC3I/AAAAAAAAZBM/AjSkI5ttIvkA-iX6gfu_840JUGLP7DYrwCNcBGAsYHQ/s0/coins.jpg" /></a></div><span> </span>I
have been finding many ways of saving money through the years. At one
point a few years ago I started to do some calculations and determined
how quickly money add up. Whether finding ways of earning money, saving
money or cutting out expenses. No matter what way you look at it you
will see that money adds up very quickly. I want to share a few examples
from my everyday life. If you would like to learn more about how I have taken this all into play in my life take a look at my post <a href="https://savingmoneyandhomefinance.blogspot.com/2021/03/where-i-come-from-financially-and-where.html" target="_blank"><span style="font-size: x-small;"><span style="font-family: inherit;">Where I come from financially and where I am going financially</span></span></a><p><b>Saving money </b><br /></p><ul><li><span></span>Saving aluminum cans average out to be about .02 a day</li><li>Not purchasing Starbucks is about 4.00 a day</li><li>Finding free ways to get rid of my trash, I get to use the place I work at, saves .85 a day</li><li>Switching to energy efficient bulbs saves about .10 a day</li><li>Using the gas buddy card saves about .06 a day</li><li>Using my receipt apps saves about .30 a day <a href="https://savingmoneyandhomefinance.blogspot.com/2021/03/free-money-with-your-daily-receipts.html" target="_blank">See my Free Money Post </a></li><li>Canceling cable to only use streaming saves $4 a day</li></ul><p><span> </span>That gives me an average daily savings of $9.33, monthly savings of $280 and a grand total of yearly savings of over $3400! I have to say that type of money is nothing to frown at in my world. $280 has been the difference of eating for my family in the past. Now this does not include what I do to cut my grocery budget. I clip coupons, use sites like Ibotta, and compare prices online and in stores. I usually save a couple hundred dollars a month on groceries by using those methods, but I do not have a concrete average to share. Now lets discuss making money.</p><p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/-WrtKk3mOgK8/YGasFyntL5I/AAAAAAAAZBU/J4cRedsesYM8AQFpdMmnFjzocdZZDYEsACNcBGAsYHQ/s248/a%2Bpenny.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="203" data-original-width="248" src="https://1.bp.blogspot.com/-WrtKk3mOgK8/YGasFyntL5I/AAAAAAAAZBU/J4cRedsesYM8AQFpdMmnFjzocdZZDYEsACNcBGAsYHQ/s0/a%2Bpenny.png" /></a></div><br /> <p></p><p><b>Making Money</b></p><p> <span> </span>I am not sharing what I do to make money at my place of employment, but other simple things that I do to earn a few cents here and there. Some of these ways of making money has taken time to build on but it can give you an idea on how quickly money adds up.</p><ul style="text-align: left;"><li>Bonds I have purchased pays 5% interest and it adds up daily I am now making .48 a day</li><li>Selling scrap does not add up to much, but I still do it when i have stuff to sell. I figured out that I can average out what I make to be about .05 a day</li><li>Selling online as a way to get rid of things in my house, not things I buy to sell, makes about .90 a day</li><li>Using sites such as <a href="https://www.inboxdollars.com?rb=78035594&ref_src=link" target="_blank">Inbox Dollars</a> and <a href="https://www.mypoints.com?rb=22186705" target="_blank">MyPoints</a> gives me an extra .25 a day. Some of this is gift cards, but it works just like cash.<br /></li></ul></div><p><span> </span>I do a lot of other things online and at home to make money, but these are the simplest things that everyone can do. So how quickly does this money add up? With these few simple things I would have $1.68 a day, about $50 a month and over $600 a year. I get astonished by looking at these numbers still. </p><p><span> In addition to the saving money and making money tips above to see how quickly money adds up, I also do things like pick up change off of the ground, make sure every last drop of gas comes out of the hose, use a few drops less of detergent, and many other things like that to save money. In short, I pinch my pennies tight, and I learned that from living a very poor life and struggling to buy things as simple as bread and milk in the past. </span></p><p><span><span> </span>So just from the above things I give you a small example of how quickly money can add up. With these few things you are looking at an additional $4000 a year in savings or small ways of making. Even if you cannot do all of this look at the big picture every day. If you can find a way to save or make the small amount of $5 a day you will have an extra $150 a month or over $1800 a year. So how quickly can money add up? As you see it can be very quickly. </span><br /></p>Nonar2011http://www.blogger.com/profile/16355619813800695853noreply@blogger.com0tag:blogger.com,1999:blog-1154451479328710766.post-39124900620392592002021-03-27T02:09:00.003-07:002021-03-27T02:09:26.050-07:00Where I come from financially and where I am going financially<p> If you have read any of my other posts you would know that i have been through a lot financially. I want to share some of my story in the hopes that I can help someone else on their financial journey. In the past 10 years I have went through ups and downs financially and in other aspects of my life. It has been a learning journey for my family and I. If my experiences can help just one person, it will be worth it.</p><p>To begin I have never had a lot in my life. I was that person that would eat tomato sandwiches as a child because we did not have food to eat. My mom was a single mom, and she did everything she could to give us what we needed. There were many times that we would have tuna helper or beans for many meals. There were even some neighbors in Louisiana that would bring meals over from time to time. What was crazy is that I never really realized we struggled so much. I would be picked on in school because I did not have the new things, or would wear the same close more than once a week. </p><p>As I got older it did not get a lot better. I held jobs from the time I was 12 years old. Whether helping my mom and grandma in their gas station, helping family friends, or picking pecans to make money. Once I turned 15 I was working seven days a week in the evenings and going to school during the day. At 18 I screwed up and got married and bought a house. Within a year I was going through a divorce and moving to Texas. </p><p>Up till 10 years ago I stayed in Texas working different management jobs or independent contractor jobs. All where great jobs but I still did not have a lot of extra money. I did always have my own place and a nice car. I was that person that was broke, but all of my bills were paid. Of course during my 20s I spent way too much on going out and doing things I should not do, but never went without paying bills. I learned at an early age to hustle. By hustle I do not mean doing illegal stuff, but did that on occasion when I was younger to make ends meet. By hustle I mean to look at every way you can to earn money. By doing sales like <a href="https://www.avon.com/myavon/nonaweeks?rep=nonaweeks" target="_blank">AVON</a> and other independent contract work, or recycling to make a few cents. Everything that you can earn money on, you should learn how to.</p><p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/-AgqDy5W8SaA/YF7wM6eJw8I/AAAAAAAAZAA/BlMMxZYEMnc2cKFut2-uCvz0rLL_iNmLQCNcBGAsYHQ/s720/mom%2Bdenise%2Band%2Bme.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="720" data-original-width="480" height="320" src="https://1.bp.blogspot.com/-AgqDy5W8SaA/YF7wM6eJw8I/AAAAAAAAZAA/BlMMxZYEMnc2cKFut2-uCvz0rLL_iNmLQCNcBGAsYHQ/s320/mom%2Bdenise%2Band%2Bme.jpg" /></a></div><br /> <p></p><p>In 2011 I had my son with a man I was with for eight years, and he left me pregnant.He left me without a place to live, without insurance, and without a car. That was a hard pill to swallow, but I had to support my son. I worked two jobs up until I had my son, and went back to work about three weeks after having a c-setion. During that time I learned everything I could about saving money and making money. My favorite thing was writing. I wrote a lot of articles online, and that helped me move to Colorado.</p><p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/-KppXHskd3Nk/YF7xL9-lFbI/AAAAAAAAZAI/rxbcjvETfkE2urbMexbbSrcH3M8-2DUmgCNcBGAsYHQ/s720/all%2Bthe%2Bkids.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="480" data-original-width="720" src="https://1.bp.blogspot.com/-KppXHskd3Nk/YF7xL9-lFbI/AAAAAAAAZAI/rxbcjvETfkE2urbMexbbSrcH3M8-2DUmgCNcBGAsYHQ/s320/all%2Bthe%2Bkids.jpg" width="320" /></a></div><br /> <br /><p></p><p>In August of 2011 We moved to Colorado. When I say we I mean my two month old son, my disabled sister and her three young kids, and my disabled mom. My sister was very ill, so I was they only one working in the house. I landed a job at a convenience store making about 8.25 an hour. It was not much, but it was the beginning of me changing my life financially. With my job and my side hustles I was making OK money. It was not a lot, and at that point I was having to pay for a large house for everyone to live in, and my money was the only thing coming in.</p><p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/-xb36JhJYfCY/YF7yF7xzNRI/AAAAAAAAZAQ/TYMyk0kHGGsxq51zi6uLWblafBP0gEFcwCNcBGAsYHQ/s2048/babyt.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1365" data-original-width="2048" src="https://1.bp.blogspot.com/-xb36JhJYfCY/YF7yF7xzNRI/AAAAAAAAZAQ/TYMyk0kHGGsxq51zi6uLWblafBP0gEFcwCNcBGAsYHQ/s320/babyt.jpg" width="320" /></a></div><br /> <p></p><p>After a few months my mom and sister were finally able to get disability, and my sister was finally able to get child support. This is not saying it was easy by far, but it was getting a little better. I started a small account for my son and opened a couple of CD's. Nothing much, but it was a start. After only a year or so we hit a hard spot and had to find another place to live. We had to move into a small manufactured home because the rent was really low. It needed a lot of work, and we traded cleaning and repairs for rent for a few months. In addition to this I was also going to school full time, and working full time. But getting the reduction in rent was a life saver.</p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/-XXsm7gs1OHc/YF7yiyHQ2bI/AAAAAAAAZAY/EXTXPI84tT8oaTp3NAoUJjyd7xq9a6LnACNcBGAsYHQ/s417/denise%2Band%2Bt.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="278" data-original-width="417" src="https://1.bp.blogspot.com/-XXsm7gs1OHc/YF7yiyHQ2bI/AAAAAAAAZAY/EXTXPI84tT8oaTp3NAoUJjyd7xq9a6LnACNcBGAsYHQ/s320/denise%2Band%2Bt.jpg" width="320" /></a></div><br /><p><br /></p><p>In 2014 we hit a hard year, probably the hardest year I have ever had in my life. In April, my boyfriend passed away. In October, my sister passed away. Also during that time we lost an aunt, two cousins, and my sons grandfather. It was a hard blow to everyone. In addition to the losses I gained three kids. Unfortunately in January of 2015 my nephew chose to go to his dad, but I kept my two nieces. So now I was a single mom to my son and two nieces. Thank God for my mom. She was my saving grace helping with them so I could get my business degree and worked full time. </p><p>Going through all of this I had a place to turn, it was my job. I still worked at the convenience store and had worked my way up to assistant manager. Now, just because I was an assistant manager did not mean that I made a lot of money, but I made it work. I found ways to clip coupons for everything, found money saving apps, and continued to do some writing to earn a little more. I also recycled, found rewards programs, and other ways to hustle and save money.</p><p>The end of 2014 I started the process of buying a house through the USDA. Because of my low income and some blimps on my credit, it was a process. Unfortunately around May of 2015 we lost the place we were living and moved into a tent on a friends property. A few weeks after, we moved into their basement because of them being concerned for my kids and mom. They ended up moving In October, so we actually moved in with my boss for a month. November 1st 2015 I signed the papers on our house. </p><p>The house I purchased is very small. Total square feet of less than 500 square feet, but it is ours. We still live in the house, but working on options to add on to it, or purchase another one at some point. </p><p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/-AoTnUxxKMNI/YF7yy8X9LTI/AAAAAAAAZAg/OgFAgjjPALYj1p5Vb9rb2yOWN84ZW77OgCNcBGAsYHQ/s1440/me%2Btorrie%2Bdelila.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1440" data-original-width="1072" height="320" src="https://1.bp.blogspot.com/-AoTnUxxKMNI/YF7yy8X9LTI/AAAAAAAAZAg/OgFAgjjPALYj1p5Vb9rb2yOWN84ZW77OgCNcBGAsYHQ/s320/me%2Btorrie%2Bdelila.jpg" /></a> <br /></div><p></p><p>In 2017 my sons dad and I tried to work things out. I helped him move from Texas to Colorado and we got back together. I should have known better, but I like to believe in the best of people. I did get an amazing blessing though. I had a baby girl August of 2018. Unfortunately, the father was not around for that one either. He did come around for about a year of her life, after she was born, but left us in the middle of the night without a word. He now manages a fast food place just 15 miles from us, in a very small town, and has not even asked how the kids are in over a year.</p><p>So now I have a 9 year old and a 2 year old plus my oldest niece who is 22 and my disabled mom. My youngest niece is going to Baylor University to become a nurse. My oldest niece does work in the same place that I do, but I am hoping she can find her own path in life when she decides what that is. </p><p>With all of this it has been a struggle financially, but we have learned to survive. We have went through more ups and downs that most people could imagine, but did our best. Now, even with the crazy stuff that has happened, I am better financially. Actually quite a bit better. We have a 2015 GMC Sierra, a decent house and working on a bigger one, a truck camper, have food in the house without struggling for it, and all of the bills are paid. Also, I have close to $15000 dollars put up for the kids and our future. So how have I done that?</p><p>It has not been easy, and even when my finances did get better, I did not change much of my spending habits. An example I have use is I am the poor that shakes the handle at the gas pump so I do not lose a penny. I have always lived by that and still do. I still use everything I can to save money, <a href="https://savingmoneyandhomefinance.blogspot.com/2021/03/free-money-with-your-daily-receipts.html">like this post</a>. I use sites like Ibotta to save money like coupons. I also continue to recycle for money, and pick up change off of the ground when I see it. One of the biggest pieces of advice I can give anyone, even if finances gets better, never change your spending and saving habits. Even if your finances gets better, plan for the worse. Even now I plan for the instance something happens to my mom, then I would have to quit working. </p><p>I do not think the kids have had a horrible life, they have gotten most things they have needed and even wanted. They usually have the most advanced technology, but I find it at a discount. They have decent clothes, but I refuse to spend a hundred dollars on shoes or a pair of jeans. We do travel a lot, and even started a blog about our travels (<a href="https://www.thetravelingfamilyadventures.com/" target="_blank">The Traveling Family Adventures</a>). None of the things I do such as blogging or writing online will make us rich, but it keeps us at the comfortable stage, and helps me set all of my kids up for a better financial future.<br /></p><p><br /></p>Nonar2011http://www.blogger.com/profile/16355619813800695853noreply@blogger.com0tag:blogger.com,1999:blog-1154451479328710766.post-75630054753256476082021-03-27T00:17:00.000-07:002021-03-27T00:17:12.977-07:00Free Money With Your Daily Receipts<p><span> </span>Well when I say FREE money, I do not mean that everyone is going to hand you free money or that there is a way for you to get money without some kind of effort in your everyday life. I mean there are simple ways for you to get free money everyday, in some places you would not think to look, generally. Such as your everyday receipts will give you free money by simply taking a few pictures. Taking 5 minute surveys can be simple, and reading emails is something that you do everyday. All of these can can give you free money, with minimal effort. It is something that I do regularly and make a few dollars a week. These are some of the apps and sites that I use. I do put referral links in, because I can earn more money if people join under me. As of right now the earnings that I share are without any referrals. If you do join using my referral information just let me know. If you have a site to try I will do the same for you.<br /></p><p><span> </span>Receipts are one of the easiest ways I have learned in 2021 to earn money, I am actually putting it all towards Christmas for the kids. Being a single mom to two kids means every dollar counts, free money is great, and if my calculations are correct I should have close to $1000 for Christmas from just my receipts. I have shared some of these sites on other posts, but it does not hurt to share again. </p><p><span></span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/-jYmBVtFCPo0/YF7Zws1jL4I/AAAAAAAAY_c/cz_jGsUHd_MFiaKgVb77um6Ys7TtMSLlwCNcBGAsYHQ/s327/coinout.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="154" data-original-width="327" src="https://1.bp.blogspot.com/-jYmBVtFCPo0/YF7Zws1jL4I/AAAAAAAAY_c/cz_jGsUHd_MFiaKgVb77um6Ys7TtMSLlwCNcBGAsYHQ/s320/coinout.jpg" width="320" /></a></div><br /> <span> </span><p></p><p><span></span><span></span><a href="https://coinout.com/referrals/new?r=NR9A2TG" target="_blank">Coinout</a><span> </span><span> </span><span> </span><span> </span></p><p><span><span> </span> </span>Coinout is free money for your daily receipts. It is actually a very easy app to use and you can get credit for your paper receipts or digital ones. You sign up with your phone number and they pay out with gift cards, or Paypal if you reach $20 or more. The only downfall I have for this app is that some times it takes several times to get a receipt to go through. It comes up with a time out error. The upside is over the last month I have made about $5.<span> </span><span> <span> </span></span></p><p><span><span></span></span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/-NrSIMJHZ4YU/YF7ZjhO3TAI/AAAAAAAAY_U/65yxbc0Hic8S_wwIpqUXk-_37GaJtdKQgCNcBGAsYHQ/s343/receipt%2Bpal.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="147" data-original-width="343" src="https://1.bp.blogspot.com/-NrSIMJHZ4YU/YF7ZjhO3TAI/AAAAAAAAY_U/65yxbc0Hic8S_wwIpqUXk-_37GaJtdKQgCNcBGAsYHQ/s320/receipt%2Bpal.jpg" width="320" /></a></div><br /> <span> </span><span></span> <p></p><p><u><span>ReceiptPal</span></u><span><span> </span><span> </span></span></p><p><span><span><span> </span></span><span>Receiptpal is another way to receive free money for receipts. </span>Recieptpal does not have a referral program, but it is one of my favorite receipt apps. I started using it mid last year and earned enough to get over $50 for Christmas for the kids. I am an avid Amazon shopper, so I got a digital gift card. </span><span>You simply connect your email and Amazon accounts to get credit for your digital receipts, and take pictures of your daily receipts. </span></p><p><span><span> </span>To give you an example of how much free money I get from receipts on Receipt pal I cased out my points for over $50 in December. Now it is mid March and I have earned enough or a $25 gift card. I know for some that seems like a small amount, but the work I put in per receipt is less that 30 seconds. Not much time to invest to get free money.</span></p><p><span></span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/-LeqzQagwhKM/YF7ZW3VKdRI/AAAAAAAAY_Q/Tv-CxPdK65YxsM9lHH3O8s9PeGxTeaLfQCNcBGAsYHQ/s225/receipthog.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="225" data-original-width="225" src="https://1.bp.blogspot.com/-LeqzQagwhKM/YF7ZW3VKdRI/AAAAAAAAY_Q/Tv-CxPdK65YxsM9lHH3O8s9PeGxTeaLfQCNcBGAsYHQ/s0/receipthog.jpg" /></a></div><br /> <p></p><p><u><span>Receipt Hog</span></u></p><p><span><span> </span> Receipt Hog is one of my new favorite ways to get free money. If you do download the app please use referral code brel9965. With Receipt Hog you can connect several accounts such as Instacart, Amazon, Kroger, and your email. Using all of these you will get free money for each receipt you submit. It is easy to snap a picture and submit all of your paper receipts as well. Receipt hog also gives you spins on their wheel to get free gifts. I have not won much, but I have gotten a few points to use towards my cash out. In about a month I have earned close to $20.</span></p><p><span></span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/-oOBCCQsoMvs/YF7ZBk0pdPI/AAAAAAAAY_I/c4zaboOXRyclrMYZNRquXkRL0cEtXQnOwCNcBGAsYHQ/s282/fetchrewards.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="179" data-original-width="282" src="https://1.bp.blogspot.com/-oOBCCQsoMvs/YF7ZBk0pdPI/AAAAAAAAY_I/c4zaboOXRyclrMYZNRquXkRL0cEtXQnOwCNcBGAsYHQ/s0/fetchrewards.jpg" /></a></div><br /> <p></p><p><u><span>Fetch Rewards</span></u></p><p><span><span> Fetch Rewards has given me quite a bit of free money since December. I started using the app a couple of weeks before Christmas and was able to put $5 towards my kids Christmas. Since then I have earned enough to cash out for over $25. Please use referral code BVNFT if you join in the fun on Fetch Rewards. </span></span></p><p><span><span><span> </span>With Fetch Rewards you can connect your email and your Amazon so that you can get credit for every purchase. What I love about the app is that you can earn more points if you purchase certain items, and they have fun contests occasionally. I purchase a lot of Rockstar, or did until they changed the flavor but that is for another time, with one receipt I made over 500 bonus points. </span></span></p><p><span><span></span></span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/-T0F2gtTv-Uc/S5GHPNlFVhI/AAAAAAAAADw/M0Sj04abtNYauJyx-8gfupLQQFdjf9xugCPcBGAYYCw/s120/2.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="97" data-original-width="120" src="https://1.bp.blogspot.com/-T0F2gtTv-Uc/S5GHPNlFVhI/AAAAAAAAADw/M0Sj04abtNYauJyx-8gfupLQQFdjf9xugCPcBGAYYCw/s0/2.jpg" /></a></div><br /> <br /><p></p><p><a href="https://www.mypoints.com?rb=22186705"><span> My Points</span></a></p><p><span><span> </span> My Points has been around for a long time. I have used it for about eight or so years. I earn points on the site for reading emails, taking short surveys, doing other small tasks, and yes even submitting receipts now. The receipt thing is new to the site, and I have not perfected it. Even without the receipts I have earned a lot of free money from the site. I usually use it towards gift cards during Christmas, or when I have been in some really hard times.</span></p><p><span> </span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/-8q-DEdEDXhM/YF7bgDhJ_sI/AAAAAAAAY_o/6ZbSiC_8xJQwdGQt1JvmuNOSVY-0ZnJDQCNcBGAsYHQ/s200/inbox.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="200" data-original-width="200" src="https://1.bp.blogspot.com/-8q-DEdEDXhM/YF7bgDhJ_sI/AAAAAAAAY_o/6ZbSiC_8xJQwdGQt1JvmuNOSVY-0ZnJDQCNcBGAsYHQ/s0/inbox.jpg" /></a></div><br /> <br /><p></p><p><a href="https://www.inboxdollars.com?rb=78035594&ref_src=link"><span>Inboxdollars </span></a></p><p><span><span> </span>Inboxdollars is another site that I have been involved with for years, since 2009 to be exact. They were a new site when I signed up and they have been paying every since. I have made a lot of free money, Probably over a thousand dollars. I know that is not a lot, but I have not been very involved in the site. I stick to the simple things like reading emails, doing a survey here and there, and now submitting receipts. </span><br /></p><p><span> </span></p><p><span><span> </span>Will these sites help you get rich? No! Will they give you free money to go towards things you purchase? YES! Each of these sites have paid me, except for Coinout. I stand by most of these sites because they have helped me through times when I could barely afford to buy food. These sites have been tried and you can earn money. There is nothing like getting free money for doing simple everyday things. Even if you purchase a .99 soda, submit the receipts, and you can get close to getting that soda for free. </span><br /></p>Nonar2011http://www.blogger.com/profile/16355619813800695853noreply@blogger.com0tag:blogger.com,1999:blog-1154451479328710766.post-45081704114791466582020-11-11T23:51:00.002-08:002020-11-11T23:51:22.409-08:002020 Updates on Ways I am Saving Money <p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/-0exGCwwzZOw/X6zpbF7ciGI/AAAAAAAAXg0/mSytm4cpfTMXyzZHyy6bw9ii1a1nf3MDgCPcBGAsYHg/s2944/20201018_121753.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="2944" data-original-width="2208" height="320" src="https://1.bp.blogspot.com/-0exGCwwzZOw/X6zpbF7ciGI/AAAAAAAAXg0/mSytm4cpfTMXyzZHyy6bw9ii1a1nf3MDgCPcBGAsYHg/s320/20201018_121753.jpg" /></a></div> <p></p><p>As a single mom of two I have to work hard to save money in every aspect of my life. I do everything to either earn extra money or save money when I can. I even pick up change off of the street when I find it. In 2020 I have had a couple of different avenues of saving money. I have not been able to do the typical avenue of clipping coupons when grocery shopping, due to COVID, so I have educated myself on financial sites for saving money. I want to share how you can invest money, buy bonds, or use a couple of apps that I recommend to help you save hundreds a year. Possibly even more once you learn different sites that work with your finances.<br /></p><p><a href="https://get.stash.com/nonaxqrly" target="_blank">Stash</a> is not necessarily a way of saving money on purchase but it is a great way to start investing. In 2020 I have made great strides to financial freedom using the <a href="https://get.stash.com/nonaxqrly">Stash</a> app for stock trading. I have made approximately $500 this year on stocks I have sold, that is not including money that I have gained that is still invested. </p><p><a href="https://get.stash.com/nonaxqrly" target="_blank">Worthy Bonds</a> is another way to invest in Bonds with a small $5 investment. I tested the site out and have learned that is is a very trustworthy site, and I am making interest daily. The interest on the Bonds is 5% and you do not lose money when the stocks plummet like they have this year. I am currently making about .45 a day in interest. No do not get me wrong, I have worked up to that over the last few months, and invested a couple of grand. But I am happy with a return on a daily basis and I can remove the money at any point. If I stuck with just what I currently have in <a href="https://get.stash.com/nonaxqrly" target="_blank">Worthy Bonds</a> I would make about $165 a year without doing anything. I would not stop investing on the site, I put in a steady $10 a week and even more when I can. As a single mom, those small amounts of savings makes a world of difference. </p><p><a href="https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=obqolgm">Ibotta</a> is a great money saving app for grocery purchase, traveling, online shopping and more. For my Walmart pickups I have the apps connected to each other so all I have to do is pick offers from <a href="https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=obqolgm" target="_blank">Ibotta</a> then purchase them for my Walmart pickups. My cash back is simply added to my account. In 2020 I have saved more than $100 on my everyday purchases. </p><p><a href="https://app.adjust.com/oqlq9t9?label=1JTRM218 " target="_blank">Receiptpal</a> is a slow earner for me but the process of earning points is very simple. You take a picture of any paper receipt you have or connect your email to the app so that any receipt you receive through your email will help you collect points. In 2020 I have earned about $50 in Amazon gift cards by simply submitting receipts. <br /></p><p><a href="https://www.inboxdollars.com?rb=78035594&ref_src=link" target="_blank">Inboxdollars</a> has been a go to money saving and earning site for me since 2008. I love the site and stand by it 100%. I have heard from people that it seems like it would take forever to reach the $30 payout, but it doesn't. I have actually reached the payout three times in 2020. With a total savings/earnings of about $100. That is quite a bit of money for doing simple things like reading emails and taking surveys. I do not do a lot of the offers that pay higher, but there is a very huge opportunity to earn quite a bit more on<a href="https://www.inboxdollars.com?rb=78035594&ref_src=link" target="_blank"> Inboxdollars</a> that I do.</p><p>By using these several methods I have made or saved about $1000 in 2020. Even though I have only been using Worthy Bonds for a few months. The key to success when saving money is to diversify the ways you save. Use sites to your benefit. Read into different methods of saving money or making money by using simple methods. I work 60 hours a week, and use all of these sites to help maximize my earnings. Please share genuine ways that you have to save money or ask any questions that you would like. I believe that we should all help each other, especially the way the world currently is. In 2020 there has been so much hatred towards everyone. Take simple things like this and lets help brighten each others days. Stay Blessed and Keep Saving!</p><p>Love Nona<br /></p>Nonar2011http://www.blogger.com/profile/16355619813800695853noreply@blogger.com0tag:blogger.com,1999:blog-1154451479328710766.post-90849043069505898312020-11-01T22:32:00.000-08:002020-11-01T22:32:02.532-08:00The Traveling Family Adventures with the Weeks and Wade Family<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://1.bp.blogspot.com/-tlfEZJEXZis/X5-n2a1nzrI/AAAAAAAAXM8/K990RVdmSjMwf9xN5aaQRg7BI5qeXBxIACPcBGAsYHg/s1008/Resized_20201020_154912.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="756" data-original-width="1008" src="https://1.bp.blogspot.com/-tlfEZJEXZis/X5-n2a1nzrI/AAAAAAAAXM8/K990RVdmSjMwf9xN5aaQRg7BI5qeXBxIACPcBGAsYHg/s320/Resized_20201020_154912.jpg" width="320" /></a></div><br /> <p></p><p>My family and I have lived in Colorado for a little more than 9 years now, and we take a lot of small road trips. We also travel to many other parts of different states. Well I decided to start sharing our experiences on a blog. The blog is <a href="https://www.thetravelingfamilyadventures.com/" target="_blank">The Traveling Family Adventures</a>. I have made several posts as of now, and plan on adding many more. The blog is going to become a big part of the Weeks and Wade family home business. </p><p>I have been working online for a number of years. Usually making small amounts of money. At one point I was making close to $2000 a month, but I started slacking on many of the income sites, or the sites simply sold or shut down. I decided this year that many things needed to change when it comes to my kids. I currently work 50 to 60 hours a week and I have been missing most of my kids lives. 2020 is the year I have finally decided to make the change and put a plan together to make a real business at home so I can spend more time with my kids. So far we have an Etsy shop set up, <a href="https://www.etsy.com/shop/WeeksFinds" target="_blank">Weeks Finds</a>, an Ebay shop set up, a couple of blogs, and many small things that help with the income. </p><p>My plan is by the end of 2021 I will be able to travel most of the time with the kids and my mom, and have my nieces and nephew join us when they can. I will be doing road schooling with the kids, and they will learn from real world experiences as well as text book knowledge. The plan has begun to fall into place, and I pray it will continue. So you will be hearing more about the Weeks and Wade family on this blog and more.<br /></p>Nonar2011http://www.blogger.com/profile/16355619813800695853noreply@blogger.com0tag:blogger.com,1999:blog-1154451479328710766.post-10553664742735072272019-11-28T17:49:00.002-08:002019-11-28T17:49:43.292-08:00Etsy Shop (Weeks Finds)I have been holding onto a lot of my Granny's old coins since she died in 2004, now I have decided to get rid of a lot of them. Since I decided on that I opened up an Etsy shop.<a href="https://www.etsy.com/shop/WeeksFinds" target="_blank">Weeks Finds</a> is the new shop. It is up and running, but I am still working on the inventory. In addition to old coins, I will be listing other antiques items that I find from home or at sales.<br />
<br />
Next we will be opening a craft shop. It will be supplies and things that we make for crafts. We will start on Etsy, then move to making them for sales and possibly starting our own website/shop. Who knows where this will go, but the entire family is getting excited about making things to sell.<br />
<br />
So keep your eyes out for the shops on Etsy. One will be the Weeks Finds, and the other we are working on a name, but we thing Mawmaw's Crafts will be the name we will go with.<br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://1.bp.blogspot.com/-2h6j3XAp6FA/XeB5G5ZCitI/AAAAAAAAPJQ/z4_xr5ANozQLIzqKCIxiIi8q_aRgJz13ACNcBGAsYHQ/s1600/etsy.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="157" data-original-width="321" height="156" src="https://1.bp.blogspot.com/-2h6j3XAp6FA/XeB5G5ZCitI/AAAAAAAAPJQ/z4_xr5ANozQLIzqKCIxiIi8q_aRgJz13ACNcBGAsYHQ/s320/etsy.jpg" width="320" /></a></div>
<br />Nonar2011http://www.blogger.com/profile/16355619813800695853noreply@blogger.com0tag:blogger.com,1999:blog-1154451479328710766.post-4123170354366435622019-11-13T19:58:00.001-08:002019-11-13T19:58:33.635-08:00Look through your pocket changeI have learned through working for years in retail, always look through your pocket change. There are so many coins that are worth more money that you could imagine. Even one that I found on a coin collecting information site, a Close AM 1992 P penny, is worth over $20000. It is amazing the value of some coins today.<br />
<br />
I work in a convenient store, and have people pay with change all the time. I have had people pay with fairly rare coins, without even noticing. One in particular was someone came in and purchased gas with $11 in quarters, still with plastic separators in them. Nobody that collected the change knew anything, so they removes the little separators and put them to the side. I bought them the next day. These coins were 2005Kansas quarter that has a misprint. It says "In god we Rust". It is missing the T. These quarters can sell for quite a bit. I sold 4 on Ebay for about $20. I was not happy with that transaction so I am waiting to take those to a collector, but that is about an hour from me.<br />
<br />
That is just one example. I have found silver quarters, collectors edition coins, a roll of uncirculated coins, and much more. This is what people do when they need something, they pay with coins they have been saving forever. If they would make effort they could sell those coins for quite a bit more than face value.<br />
<br />
So for your financial sake, watch your change. Look for items online worth money. I know a few<br />
<br />
The quarter mentioned above has the In God we Rust on it, or a large hump on the bison, or the spitting bison.<br />
<br />
1942-45 wartime nickles<br />
<br />
Some of the Indian head nickles<br />
<br />
1955 Double died penny<br />
<br />
2007 dollar coin that does not have In God we Trust<br />
<br />
That is just to name a few. Do a little research and check your pocket change. This can help your finances a lot if you find a valuable coin.<br />
<br />
Nonar2011http://www.blogger.com/profile/16355619813800695853noreply@blogger.com0tag:blogger.com,1999:blog-1154451479328710766.post-68286479858716577322019-11-04T21:04:00.002-08:002019-11-04T21:04:52.271-08:00I have a Couple of other Blogs for Everyone to SeeI have studied finance in business and home, I am an avid saver, I also find ways to make money online. I have two different blogs that I am working on to share my experiences. I have had these blogs for a number of years, I just stopped working on them for a while. The other Blog is where I share my mommy things and my income. It is a little of everything that will be on there. I know there is not a huge amount of income in most blogs, but I am doing it more to share my experiences. Any money made from them is a bonus, and most of it will go to my kids savings.<br />
<br />
<br />
Check out the <a href="https://newsinglemommyblog.blogspot.com/" target="_blank">New Single Mommy Blog</a><br />
<br />
For anyone really wanting to know who I am, there is a post on there that I hold dear. It is one of the most personal posts I have done. It was posted back in 2014 when I was having a very hard time. I even updated it to share more tragedy. Read the post if you would like to get to know Nona Weeks<br />
<br />
<a href="https://newsinglemommyblog.blogspot.com/2014/06/do-not-let-anyone-tell-you-it-cant-be.html" target="_blank">Do not let ANYONE tell you it cannot be done!</a>Nonar2011http://www.blogger.com/profile/16355619813800695853noreply@blogger.com0tag:blogger.com,1999:blog-1154451479328710766.post-70649203244382206682019-11-04T05:31:00.001-08:002019-11-04T05:31:48.703-08:00Earning rewards with receiptpal<div class="separator" style="clear: both; text-align: center;">
<a href="https://1.bp.blogspot.com/-Lk0-MQfXEKk/XcAoF4jvfVI/AAAAAAAAOwA/CMk89BtLjcM8NdUhq0hsYCA_ofk-sEqtgCNcBGAsYHQ/s1600/receipt%2Bpal.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="147" data-original-width="343" height="137" src="https://1.bp.blogspot.com/-Lk0-MQfXEKk/XcAoF4jvfVI/AAAAAAAAOwA/CMk89BtLjcM8NdUhq0hsYCA_ofk-sEqtgCNcBGAsYHQ/s320/receipt%2Bpal.jpg" width="320" /></a></div>
<br />
I am a mom that tries to find any way to either save or make money. It is something I have done for years and I have become fairly good at it. Each year it seems like things change and there is some different way to do those things, but I try to keep up with the trends. Learning about apps to save or earn money has been one of my big focuses recently.<br />
<br />
I discovered that there is apps that give you points for simply taking pictures of your receipts. You do not have to itemize or break anything down. You just take a picture of the receipt then submit it to the site for points or rewards.<br />
<br />
My favorite app is Receiptpal. It is a fairly simple app to understand and I use it for gift cards to Amazon. I did have issues in the beginning because you have to connect your email account and your Amazon account. I was hesitant, but finally gave in. Well it paid off. I now get points for everything I purchase that I get a receipt for through my emails and every Amazon purchase.<br />
<br />
In the last three months I have been taking pictures and submitting my receipts. I have almost earned enough to get $25 towards Amazon for Christmas. $25 is a gift for a mom on a tight budget. This is enough to buy one of the kids something to put under the tree for Christmas morning.<br />
<br />
I believe Receiptpal is very much worth the time it takes to submit a receipt. It may not pay a huge amount, but the task is very simple. I think saving through the year will be what I do, then use it every year towards Christmas. Nonar2011http://www.blogger.com/profile/16355619813800695853noreply@blogger.com0tag:blogger.com,1999:blog-1154451479328710766.post-10115331879713891732019-11-03T21:56:00.000-08:002019-11-03T21:56:03.263-08:00Saving money by knowing what you have in your pantryWell up until I had surgery a few weeks ago I am usually not home until late, so I have not looked through my pantry or refrigerator for a while. Usually my mom, who stays home with the kids, tells me what we need or goes grocery shopping with me. Well since I was wanting to be productive, and can only use one hand, I decided to go through everything and I was surprised.<br />
<br />
I went through the pantry, which I through a lot of stuff away. We also had multiples of items that there is no way we will use before it expires. Some of the items that I purchased on my last shopping trip was not really needed. The refrigerator was the same way. So this is how I can save more money by knowing what I have.<br />
<br />
<div style="text-align: center;">
<u><b>Save Money by knowing what you have in your pantry!</b></u></div>
<div style="text-align: center;">
</div>
<!--[if !mso]>
<style>
v\:* {behavior:url(#default#VML);}
o\:* {behavior:url(#default#VML);}
w\:* {behavior:url(#default#VML);}
.shape {behavior:url(#default#VML);}
</style>
<![endif]--><!--[if gte mso 9]><xml>
<o:OfficeDocumentSettings>
<o:RelyOnVML/>
<o:AllowPNG/>
</o:OfficeDocumentSettings>
</xml><![endif]--><!--[if gte mso 9]><xml>
<w:WordDocument>
<w:View>Normal</w:View>
<w:Zoom>0</w:Zoom>
<w:TrackMoves>false</w:TrackMoves>
<w:TrackFormatting/>
<w:PunctuationKerning/>
<w:ValidateAgainstSchemas/>
<w:SaveIfXMLInvalid>false</w:SaveIfXMLInvalid>
<w:IgnoreMixedContent>false</w:IgnoreMixedContent>
<w:AlwaysShowPlaceholderText>false</w:AlwaysShowPlaceholderText>
<w:DoNotPromoteQF/>
<w:LidThemeOther>EN-US</w:LidThemeOther>
<w:LidThemeAsian>X-NONE</w:LidThemeAsian>
<w:LidThemeComplexScript>X-NONE</w:LidThemeComplexScript>
<w:Compatibility>
<w:BreakWrappedTables/>
<w:SnapToGridInCell/>
<w:WrapTextWithPunct/>
<w:UseAsianBreakRules/>
<w:DontGrowAutofit/>
<w:SplitPgBreakAndParaMark/>
<w:EnableOpenTypeKerning/>
<w:DontFlipMirrorIndents/>
<w:OverrideTableStyleHps/>
</w:Compatibility>
<m:mathPr>
<m:mathFont m:val="Cambria Math"/>
<m:brkBin m:val="before"/>
<m:brkBinSub m:val="--"/>
<m:smallFrac m:val="off"/>
<m:dispDef/>
<m:lMargin m:val="0"/>
<m:rMargin m:val="0"/>
<m:defJc m:val="centerGroup"/>
<m:wrapIndent m:val="1440"/>
<m:intLim m:val="subSup"/>
<m:naryLim m:val="undOvr"/>
</m:mathPr></w:WordDocument>
</xml><![endif]--><!--[if gte mso 9]><xml>
<w:LatentStyles DefLockedState="false" DefUnhideWhenUsed="false"
DefSemiHidden="false" DefQFormat="false" DefPriority="99"
LatentStyleCount="377">
<w:LsdException Locked="false" Priority="0" QFormat="true" Name="Normal"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 1"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 2"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 3"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 4"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 5"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 6"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 7"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 8"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 9"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 9"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 1"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 2"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 3"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 4"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 5"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 6"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 7"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 8"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 9"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal Indent"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="footnote text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="annotation text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="header"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="footer"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index heading"/>
<w:LsdException Locked="false" Priority="35" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="caption"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="table of figures"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="envelope address"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="envelope return"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="footnote reference"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="annotation reference"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="line number"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="page number"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="endnote reference"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="endnote text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="table of authorities"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="macro"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="toa heading"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 5"/>
<w:LsdException Locked="false" Priority="10" QFormat="true" Name="Title"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Closing"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Signature"/>
<w:LsdException Locked="false" Priority="1" SemiHidden="true"
UnhideWhenUsed="true" Name="Default Paragraph Font"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Message Header"/>
<w:LsdException Locked="false" Priority="11" QFormat="true" Name="Subtitle"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Salutation"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Date"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text First Indent"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text First Indent 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Heading"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Block Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Hyperlink"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="FollowedHyperlink"/>
<w:LsdException Locked="false" Priority="22" QFormat="true" Name="Strong"/>
<w:LsdException Locked="false" Priority="20" QFormat="true" Name="Emphasis"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Document Map"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Plain Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="E-mail Signature"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Top of Form"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Bottom of Form"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal (Web)"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Acronym"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Address"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Cite"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Code"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Definition"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Keyboard"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Preformatted"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Sample"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Typewriter"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Variable"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal Table"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="annotation subject"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="No List"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Contemporary"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Elegant"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Professional"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Subtle 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Subtle 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Balloon Text"/>
<w:LsdException Locked="false" Priority="39" Name="Table Grid"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Theme"/>
<w:LsdException Locked="false" SemiHidden="true" Name="Placeholder Text"/>
<w:LsdException Locked="false" Priority="1" QFormat="true" Name="No Spacing"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading"/>
<w:LsdException Locked="false" Priority="61" Name="Light List"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 1"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 1"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 1"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 1"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 1"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 1"/>
<w:LsdException Locked="false" SemiHidden="true" Name="Revision"/>
<w:LsdException Locked="false" Priority="34" QFormat="true"
Name="List Paragraph"/>
<w:LsdException Locked="false" Priority="29" QFormat="true" Name="Quote"/>
<w:LsdException Locked="false" Priority="30" QFormat="true"
Name="Intense Quote"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 1"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 1"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 1"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 1"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 1"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 1"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 1"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 1"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 2"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 2"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 2"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 2"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 2"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 2"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 2"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 2"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 2"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 2"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 2"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 2"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 2"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 2"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 3"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 3"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 3"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 3"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 3"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 3"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 3"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 3"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 3"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 3"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 3"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 3"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 3"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 3"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 4"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 4"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 4"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 4"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 4"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 4"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 4"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 4"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 4"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 4"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 4"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 4"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 4"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 4"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 5"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 5"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 5"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 5"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 5"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 5"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 5"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 5"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 5"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 5"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 5"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 5"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 5"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 5"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 6"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 6"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 6"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 6"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 6"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 6"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 6"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 6"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 6"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 6"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 6"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 6"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 6"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 6"/>
<w:LsdException Locked="false" Priority="19" QFormat="true"
Name="Subtle Emphasis"/>
<w:LsdException Locked="false" Priority="21" QFormat="true"
Name="Intense Emphasis"/>
<w:LsdException Locked="false" Priority="31" QFormat="true"
Name="Subtle Reference"/>
<w:LsdException Locked="false" Priority="32" QFormat="true"
Name="Intense Reference"/>
<w:LsdException Locked="false" Priority="33" QFormat="true" Name="Book Title"/>
<w:LsdException Locked="false" Priority="37" SemiHidden="true"
UnhideWhenUsed="true" Name="Bibliography"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="TOC Heading"/>
<w:LsdException Locked="false" Priority="41" Name="Plain Table 1"/>
<w:LsdException Locked="false" Priority="42" Name="Plain Table 2"/>
<w:LsdException Locked="false" Priority="43" Name="Plain Table 3"/>
<w:LsdException Locked="false" Priority="44" Name="Plain Table 4"/>
<w:LsdException Locked="false" Priority="45" Name="Plain Table 5"/>
<w:LsdException Locked="false" Priority="40" Name="Grid Table Light"/>
<w:LsdException Locked="false" Priority="46" Name="Grid Table 1 Light"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark"/>
<w:LsdException Locked="false" Priority="51" Name="Grid Table 6 Colorful"/>
<w:LsdException Locked="false" Priority="52" Name="Grid Table 7 Colorful"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 1"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 1"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 1"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 1"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 1"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 2"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 2"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 2"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 2"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 2"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 3"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 3"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 3"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 3"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 3"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 4"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 4"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 4"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 4"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 4"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 5"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 5"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 5"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 5"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 5"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 6"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 6"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 6"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 6"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 6"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 6"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 6"/>
<w:LsdException Locked="false" Priority="46" Name="List Table 1 Light"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark"/>
<w:LsdException Locked="false" Priority="51" Name="List Table 6 Colorful"/>
<w:LsdException Locked="false" Priority="52" Name="List Table 7 Colorful"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 1"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 1"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 1"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 1"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 1"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 2"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 2"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 2"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 2"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 2"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 3"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 3"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 3"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 3"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 3"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 4"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 4"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 4"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 4"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 4"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 5"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 5"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 5"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 5"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 5"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 6"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 6"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 6"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 6"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 6"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 6"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Mention"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Smart Hyperlink"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Hashtag"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Unresolved Mention"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Smart Link"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Smart Link Error"/>
</w:LatentStyles>
</xml><![endif]--><!--[if gte mso 10]>
<style>
/* Style Definitions */
table.MsoNormalTable
{mso-style-name:"Table Normal";
mso-tstyle-rowband-size:0;
mso-tstyle-colband-size:0;
mso-style-noshow:yes;
mso-style-priority:99;
mso-style-parent:"";
mso-padding-alt:0in 5.4pt 0in 5.4pt;
mso-para-margin-top:0in;
mso-para-margin-right:0in;
mso-para-margin-bottom:8.0pt;
mso-para-margin-left:0in;
line-height:107%;
mso-pagination:widow-orphan;
font-size:11.0pt;
font-family:"Calibri",sans-serif;
mso-ascii-font-family:Calibri;
mso-ascii-theme-font:minor-latin;
mso-hansi-font-family:Calibri;
mso-hansi-theme-font:minor-latin;
mso-bidi-font-family:"Times New Roman";
mso-bidi-theme-font:minor-bidi;}
</style>
<![endif]--><!--[if gte mso 9]><xml>
<o:shapedefaults v:ext="edit" spidmax="1027"/>
</xml><![endif]--><!--[if gte mso 9]><xml>
<o:shapelayout v:ext="edit">
<o:idmap v:ext="edit" data="1"/>
</o:shapelayout></xml><![endif]-->
<br />
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<span style="font-family: "times new roman" , serif; font-size: 12.0pt;"> The pantry is somewhere you keep most of your food,
and food is something that a lot of people waste the most money on because of
not using it. If you are stocking the pantry improperly you may be losing
money. Stocking your pantry properly and knowing what you have can save you a lot of food, and money.<br />
<br />
You should begin by cleaning out your pantry completely. Take everything out, clean
your shelves, and throw anything that has expired away. This will give you a
good idea of what you have, and what you waste.</span></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<span style="font-family: "times new roman" , serif; font-size: 12.0pt;">Now you can put everything back into
the pantry. Group items together so you can keep track of what you have. You
should always put items in order of expiration date. The items that will expire
soon should be used first.</span></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<span style="font-family: "times new roman" , serif; font-size: 12.0pt;">Take regular inventory of what you
have in your pantry before you go grocery shopping. You do not want to purchase
items that you have a large quantity of that you will not make use of.</span></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<span style="font-family: "times new roman" , serif; font-size: 12.0pt;">Stock up on items that are on sale
but be sure you will use them before they expire. You can also use coupons and
other money saving tips that can help you purchase in bulk and save money.</span></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<span style="font-family: "times new roman" , serif; font-size: 12.0pt;">Put newly purchased items behind
other like items. This will help you use items before they expire. You can use
the same process that grocers should use FIFO (First in First Out).</span></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<span style="font-family: "times new roman" , serif; font-size: 12.0pt;">Mark the food items that will expire
in the next month, so you will make sure to put them in your monthly meals.
There are quite a few people in that throw money away each month by not
stocking there pantry properly. Using this method will help you make use of
every food item that you have and save money.</span></div>
Nonar2011http://www.blogger.com/profile/16355619813800695853noreply@blogger.com0tag:blogger.com,1999:blog-1154451479328710766.post-54809868520190424282019-11-03T20:38:00.002-08:002019-11-03T20:38:33.720-08:00Organize the clutter in your home<!--[if gte mso 9]><xml>
<o:OfficeDocumentSettings>
<o:RelyOnVML/>
<o:AllowPNG/>
</o:OfficeDocumentSettings>
</xml><![endif]--><!--[if gte mso 9]><xml>
<w:WordDocument>
<w:View>Normal</w:View>
<w:Zoom>0</w:Zoom>
<w:TrackMoves/>
<w:TrackFormatting/>
<w:PunctuationKerning/>
<w:ValidateAgainstSchemas/>
<w:SaveIfXMLInvalid>false</w:SaveIfXMLInvalid>
<w:IgnoreMixedContent>false</w:IgnoreMixedContent>
<w:AlwaysShowPlaceholderText>false</w:AlwaysShowPlaceholderText>
<w:DoNotPromoteQF/>
<w:LidThemeOther>EN-US</w:LidThemeOther>
<w:LidThemeAsian>X-NONE</w:LidThemeAsian>
<w:LidThemeComplexScript>X-NONE</w:LidThemeComplexScript>
<w:Compatibility>
<w:BreakWrappedTables/>
<w:SnapToGridInCell/>
<w:WrapTextWithPunct/>
<w:UseAsianBreakRules/>
<w:DontGrowAutofit/>
<w:SplitPgBreakAndParaMark/>
<w:EnableOpenTypeKerning/>
<w:DontFlipMirrorIndents/>
<w:OverrideTableStyleHps/>
</w:Compatibility>
<m:mathPr>
<m:mathFont m:val="Cambria Math"/>
<m:brkBin m:val="before"/>
<m:brkBinSub m:val="--"/>
<m:smallFrac m:val="off"/>
<m:dispDef/>
<m:lMargin m:val="0"/>
<m:rMargin m:val="0"/>
<m:defJc m:val="centerGroup"/>
<m:wrapIndent m:val="1440"/>
<m:intLim m:val="subSup"/>
<m:naryLim m:val="undOvr"/>
</m:mathPr></w:WordDocument>
</xml><![endif]--><!--[if gte mso 9]><xml>
<w:LatentStyles DefLockedState="false" DefUnhideWhenUsed="false"
DefSemiHidden="false" DefQFormat="false" DefPriority="99"
LatentStyleCount="377">
<w:LsdException Locked="false" Priority="0" QFormat="true" Name="Normal"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 1"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 2"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 3"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 4"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 5"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 6"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 7"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 8"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 9"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 9"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 1"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 2"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 3"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 4"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 5"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 6"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 7"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 8"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 9"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal Indent"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="footnote text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="annotation text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="header"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="footer"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index heading"/>
<w:LsdException Locked="false" Priority="35" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="caption"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="table of figures"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="envelope address"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="envelope return"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="footnote reference"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="annotation reference"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="line number"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="page number"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="endnote reference"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="endnote text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="table of authorities"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="macro"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="toa heading"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 5"/>
<w:LsdException Locked="false" Priority="10" QFormat="true" Name="Title"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Closing"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Signature"/>
<w:LsdException Locked="false" Priority="1" SemiHidden="true"
UnhideWhenUsed="true" Name="Default Paragraph Font"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Message Header"/>
<w:LsdException Locked="false" Priority="11" QFormat="true" Name="Subtitle"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Salutation"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Date"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text First Indent"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text First Indent 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Heading"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Block Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Hyperlink"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="FollowedHyperlink"/>
<w:LsdException Locked="false" Priority="22" QFormat="true" Name="Strong"/>
<w:LsdException Locked="false" Priority="20" QFormat="true" Name="Emphasis"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Document Map"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Plain Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="E-mail Signature"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Top of Form"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Bottom of Form"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal (Web)"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Acronym"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Address"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Cite"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Code"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Definition"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Keyboard"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Preformatted"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Sample"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Typewriter"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Variable"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal Table"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="annotation subject"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="No List"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Contemporary"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Elegant"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Professional"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Subtle 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Subtle 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Balloon Text"/>
<w:LsdException Locked="false" Priority="39" Name="Table Grid"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Theme"/>
<w:LsdException Locked="false" SemiHidden="true" Name="Placeholder Text"/>
<w:LsdException Locked="false" Priority="1" QFormat="true" Name="No Spacing"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading"/>
<w:LsdException Locked="false" Priority="61" Name="Light List"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 1"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 1"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 1"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 1"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 1"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 1"/>
<w:LsdException Locked="false" SemiHidden="true" Name="Revision"/>
<w:LsdException Locked="false" Priority="34" QFormat="true"
Name="List Paragraph"/>
<w:LsdException Locked="false" Priority="29" QFormat="true" Name="Quote"/>
<w:LsdException Locked="false" Priority="30" QFormat="true"
Name="Intense Quote"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 1"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 1"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 1"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 1"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 1"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 1"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 1"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 1"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 2"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 2"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 2"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 2"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 2"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 2"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 2"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 2"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 2"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 2"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 2"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 2"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 2"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 2"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 3"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 3"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 3"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 3"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 3"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 3"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 3"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 3"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 3"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 3"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 3"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 3"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 3"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 3"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 4"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 4"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 4"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 4"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 4"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 4"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 4"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 4"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 4"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 4"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 4"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 4"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 4"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 4"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 5"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 5"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 5"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 5"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 5"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 5"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 5"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 5"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 5"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 5"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 5"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 5"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 5"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 5"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 6"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 6"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 6"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 6"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 6"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 6"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 6"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 6"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 6"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 6"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 6"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 6"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 6"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 6"/>
<w:LsdException Locked="false" Priority="19" QFormat="true"
Name="Subtle Emphasis"/>
<w:LsdException Locked="false" Priority="21" QFormat="true"
Name="Intense Emphasis"/>
<w:LsdException Locked="false" Priority="31" QFormat="true"
Name="Subtle Reference"/>
<w:LsdException Locked="false" Priority="32" QFormat="true"
Name="Intense Reference"/>
<w:LsdException Locked="false" Priority="33" QFormat="true" Name="Book Title"/>
<w:LsdException Locked="false" Priority="37" SemiHidden="true"
UnhideWhenUsed="true" Name="Bibliography"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="TOC Heading"/>
<w:LsdException Locked="false" Priority="41" Name="Plain Table 1"/>
<w:LsdException Locked="false" Priority="42" Name="Plain Table 2"/>
<w:LsdException Locked="false" Priority="43" Name="Plain Table 3"/>
<w:LsdException Locked="false" Priority="44" Name="Plain Table 4"/>
<w:LsdException Locked="false" Priority="45" Name="Plain Table 5"/>
<w:LsdException Locked="false" Priority="40" Name="Grid Table Light"/>
<w:LsdException Locked="false" Priority="46" Name="Grid Table 1 Light"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark"/>
<w:LsdException Locked="false" Priority="51" Name="Grid Table 6 Colorful"/>
<w:LsdException Locked="false" Priority="52" Name="Grid Table 7 Colorful"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 1"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 1"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 1"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 1"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 1"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 2"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 2"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 2"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 2"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 2"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 3"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 3"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 3"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 3"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 3"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 4"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 4"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 4"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 4"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 4"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 5"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 5"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 5"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 5"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 5"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 6"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 6"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 6"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 6"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 6"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 6"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 6"/>
<w:LsdException Locked="false" Priority="46" Name="List Table 1 Light"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark"/>
<w:LsdException Locked="false" Priority="51" Name="List Table 6 Colorful"/>
<w:LsdException Locked="false" Priority="52" Name="List Table 7 Colorful"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 1"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 1"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 1"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 1"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 1"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 2"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 2"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 2"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 2"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 2"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 3"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 3"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 3"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 3"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 3"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 4"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 4"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 4"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 4"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 4"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 5"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 5"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 5"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 5"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 5"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 6"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 6"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 6"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 6"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 6"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 6"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Mention"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Smart Hyperlink"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Hashtag"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Unresolved Mention"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Smart Link"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Smart Link Error"/>
</w:LatentStyles>
</xml><![endif]--><!--[if gte mso 10]>
<style>
/* Style Definitions */
table.MsoNormalTable
{mso-style-name:"Table Normal";
mso-tstyle-rowband-size:0;
mso-tstyle-colband-size:0;
mso-style-noshow:yes;
mso-style-priority:99;
mso-style-parent:"";
mso-padding-alt:0in 5.4pt 0in 5.4pt;
mso-para-margin-top:0in;
mso-para-margin-right:0in;
mso-para-margin-bottom:8.0pt;
mso-para-margin-left:0in;
line-height:107%;
mso-pagination:widow-orphan;
font-size:11.0pt;
font-family:"Calibri",sans-serif;
mso-ascii-font-family:Calibri;
mso-ascii-theme-font:minor-latin;
mso-hansi-font-family:Calibri;
mso-hansi-theme-font:minor-latin;
mso-bidi-font-family:"Times New Roman";
mso-bidi-theme-font:minor-bidi;}
</style>
<![endif]-->
<br />
<div class="MsoNormal" style="line-height: normal; margin-bottom: .75pt;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<span style="font-size: 12.0pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";">Organizing
clutter in your home can seem overwhelming once it has taken over. Clutter does
not mean that your home is dirty, but it may feel like it is taking over your
life. Going into different rooms and seeing things everywhere can make you feel
as if your things are taking over, but there is a way to fix the clutter
problem in your home. I will not say that is will be easy to do, and it will
take time and effort, but it will be worth the effort.</span></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<span style="font-size: 12.0pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";">Begin by making a
plan of action to organize clutter your home. I recommend making a small map of
your home with all of the rooms marked in order of least cluttered to worse, or
first room that you want to work on to the last. Beginning with the least
cluttered room first may help you get motivated and help you to not get the
feeling of defeat.</span></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<span style="font-size: 12.0pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";">Next, gather four
boxes and place them on the outside of the first room. Use a box (or a bag) for
trash, sell, keep, and things that belong in other areas of the home. These
boxes will save you time and prevent you from running around your home putting
things away. You may need additional boxes as you go, but four is a good start.
The only box I recommend emptying when it is full would be the one that has
things that belong in other rooms. This could save you some time in the end.</span></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<span style="font-size: 12.0pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";">Now, begin at the
left side of the room and work around. Go through everything including drawers,
cabinets, and closets. To truly organize the clutter in the rooms you need to
do a thorough job of getting things together or getting rid of it.</span></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<span style="font-size: 12.0pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";">Continue with
each step until you have organized the clutter in each room of your home.
Remember to include all hall closets, linen closets, basement and attic.</span></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<span style="font-size: 12.0pt; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: "Times New Roman";">Once you organize
the clutter in your home plan a yard sale. You can sell things that you no
longer needed to make money for your time that you spent on organizing the
clutter in your home.</span></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto;">
<br /></div>
<div class="MsoNormal">
<span style="font-size: 12.0pt; line-height: 107%; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;">As a mom, clutter is one thing I
struggle with quite a bit. I have used this method many times and it does work.
You can adjust this plan to your personal preferences as you go through all of
your things in your home but take this as a beginning step to organize your
life. Getting your home organized can help you calm yourself and be more
productive, or so I have read. I am still trying to master keeping my home
organized.</span></div>
Nonar2011http://www.blogger.com/profile/16355619813800695853noreply@blogger.com0tag:blogger.com,1999:blog-1154451479328710766.post-92022887429101890742019-11-01T22:26:00.003-07:002019-11-01T22:26:51.451-07:00Inboxdollar to Make Money OnlineI have been using <a href="https://www.inboxdollars.com/r/19599254?ref_src=link" target="_blank">Inboxdollars</a> since 2005. I am fairly sure I was one of the first people to join the site, and believe me I would not put so much effort into a site if they did not pay their members. I have not gotten rich on the site, but I use the money for gifts and things, but this year I have made more than usual and I see a lot more potential on the site.<br />
<br />
Sign up for <a href="https://www.inboxdollars.com/r/19599254?ref_src=link" target="_blank">Inboxdollars</a> and fill out all of the information and do all of the surveys to help get things that interest you. It is easy to sign up, the fist time usually takes a little while because they do want to make sure the videos, emails, etc is things that will actually interest you and keep you involved.<br />
<br />
Look around the site and read the How to's. This is the best advice for any site that you join. Reading all of the information will give you insight on what is involved in earning money, and it will maximize your potential earnings.<br />
<br />
Start earning money by signing up for offers, doing web searches, clipping coupons, shopping, watching videos, reading emails, and even earn money for going into certain locations if you have your smart phones location service set up for the site. There are a lot of ways to earn money on <a href="https://www.inboxdollars.com/r/19599254?ref_src=link" target="_blank">Inboxdollars.</a><br />
<br />
<a href="https://www.inboxdollars.com/r/19599254?ref_src=link" target="_blank">Inboxdollars</a> is a site that will pay you money. It has been around for quite a long time, and has never had issues paying out. Through the years of looking for ways to earn money online, I cannot say that about many sites. Most shut down within a couple of years, and own everyone a lot of money when they do. Do not let the payout threshold get to you. Yes you have to reach $30, but yes you can reach that several times a year if you maximize your earnings on the site. <br />
<br />
Now that you have information from someone that has earned quite a bit of money through the years on the site, join and see for yourself what all of the talk is about <a href="https://www.inboxdollars.com/r/19599254?ref_src=link" target="_blank">Inboxdollars</a>. If you are truly wanting to earn money online, this is a great place to start.Nonar2011http://www.blogger.com/profile/16355619813800695853noreply@blogger.com0tag:blogger.com,1999:blog-1154451479328710766.post-66186806921368362952019-11-01T21:07:00.000-07:002019-11-01T21:07:29.718-07:00Stash Investing<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://1.bp.blogspot.com/-dgzb8BhwZe0/Xb0Ayn_T44I/AAAAAAAAOss/GspPU4vR0TsTfnpNqJeO23r6JHR46aa_wCNcBGAsYHQ/s1600/stash.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="116" data-original-width="435" height="85" src="https://1.bp.blogspot.com/-dgzb8BhwZe0/Xb0Ayn_T44I/AAAAAAAAOss/GspPU4vR0TsTfnpNqJeO23r6JHR46aa_wCNcBGAsYHQ/s320/stash.jpg" width="320" /></a></div>
<br />
<a href="https://get.stashinvest.com/nonaxqrly" target="_blank">Stash Investing</a> has become one of my biggest investment platforms. I signed up for the app a little over a year ago, and I am very pleased with the direction my investments have gone. Then recently there has been a few changes to the site, that I absolutely love. In my opinion the site is gearing for the direction for the users, and that is what I want in a app or site that I choose to put my money into.<br />
<br />
When I began investing with <a href="https://get.stashinvest.com/nonaxqrly" target="_blank">Stash Investing</a> it was very easy to set up. They asked me some simple financial questions and set up a portfolio mix of sorts. I did change some of the investments that it recommended, but in all I stuck with what was given to me. I do know a little about stocks and investing, but not enough to go it alone when it comes to investing.<br />
<br />
A couple of months ago I noticed that <a href="https://get.stashinvest.com/nonaxqrly" target="_blank">Stash Investing</a> was offering a retirement account on the app. I was a little unsure about this product, but I put a little money in, and have it set up to auto invest $5 a month out f my checking account. I have actually made a few dollars in the retirement account and it has made a great addition to my investing. I am not 100% clear on how this will affect my taxes at the first of the year, but I will be doing more research into that as well.<br />
<br />
Last week I received a message introducing a new plan they have. It is $9 a month and it has a few perks, but my biggest excitement came when reading about the custodial accounts. I have two kids and this account includes two kids with the monthly charge. So now I am going to set up accounts for my kids.<br />
<br />
In all I have been doing fairly well using this app. I take about $100 out of my account each month to go into my <a href="https://get.stashinvest.com/nonaxqrly" target="_blank">Stash Investing</a> account. Now for those of you who do not know, I have been a single mom on a shoestring budget for a while. Just recently have I gotten into a relationship and started getting a little help. I wanted to share that so you know that anyone can start investing with Stash. Even $5 a week invested in a good stock, can start adding up before you know it. $5 a week adds up to $260 without any form of return. So If I just put $5 in investing, $5 in retirement, and $5 in each kids investment account, that would be over $1000 a year that I am putting away to watch grow.<br />
<br />
Now do not get me wrong, there is a chance of losing money when investing in anything. I do have one investment that has lost a little bit of money over the last few months, but with everything I am still quite a bit in the positive, and I see my financial portfolio growing more than I ever have before.<br />
<br />
Disclaimer:<br />
<br />
Before investing in any site or stock be sure to read all of the information provided to you. I do have a business degree and research finances a lot, but I am not a financial advisor. I am sharing my positive experiences with everyone so that hopefully I can help at least one person start advancing in their financial future.Nonar2011http://www.blogger.com/profile/16355619813800695853noreply@blogger.com0tag:blogger.com,1999:blog-1154451479328710766.post-87655152684032583862019-10-30T21:05:00.000-07:002019-10-30T21:05:00.579-07:00Live on less Money than what you EarnAs a single mom I tend to be looking everywhere for financial advice, <span id="IL_AD12"><span class="ilad">money saving</span></span> tips, and other money
saving advice. I have learned that one of the biggest mistakes that people make
with their personal finances is spending more than you earn. Even before I was
a single mom, I did the same thing. I have learned that one of the biggest
mistakes that people make with their finances is spending more money than they
earn. Some people are trying to keep up with their friends and others just
think that they can't stop spending. I have even noticed some parents spending
more than they earn because they do not want to let their <span id="IL_AD5"><span class="ilad">children</span></span> down, believe me the kids will understand
when they are put in the same situation.<br />
<br />
The first step in spending less than you earn is to know exactly what you
are earning. <span id="IL_AD3"><span class="ilad">Calculate</span></span>
everything that you have coming in; your income, your spouse’s income, <span id="IL_AD8"><span class="ilad">investments</span></span>, and any other <span id="IL_AD10"><span class="ilad">miscellaneous</span></span> earnings that you may
have. Be sure to include all your earnings so that you are <span id="IL_AD9"><span class="ilad">knowledgeable</span></span> about what money you have.<br />
<br />
Calculate your monthly spending. This <span id="IL_AD2"><span class="ilad">calculation</span></span>
should include everything from housing to your everyday drinks. You need to
know what you are spending every month so that you can determine what you need
to do to spend less than you earn.<br />
<br />
Now find out what you can do to cut back on your expenses every month. This
may be cutting back on your bills like cable, phone, finding ways to save on utilities,
or other ways to cut back on your bills. I have found that the biggest amount
that I was spending was on things like sodas, food, and other small items that
I honestly did not think about until I figured out I was spending more than $50
a month. Even the smallest cut in your spending can make the difference between
spending more than you earn or less than you earn.<br />
<br />
Stop using the lines of credit. Most people spend more than they earn
because of <span id="IL_AD1"><span class="ilad">credit cards</span></span>. Stop
using the credit cards and pay the balance down. Just because the minimum
balance is only $200-$300, if you are adding more than that each month you are
defeating the purpose. Leave the cards at home so that you will not be tempted
to use them. Credit cards are good in cases of emergency, but that is it?<br />
<br />
Once you have begun to spend less than you earn you should start a savings <span id="IL_AD4"><span class="ilad">account</span></span>. Put a small amount it this
savings account each month. This <span id="IL_AD11"><span class="ilad">money can</span></span>
be used during months when bills may be higher, or you just end up spending
more than you earn. Things always come up; this can help you be prepared.<br />
<br />
Simple tips for spending less than you earn Quit trying to impress others.
Stop being concerned about what others think Don't worry about your children
being disappointed, explain to them the situation. Find ways to save on
everything from paper products to <span id="IL_AD6"><span class="ilad">bill
payments</span></span>. Keep up with your spending. Continue to work on
spending less than you earn, you will continue to do better every month.<br />
<!--[if gte mso 9]><xml>
<o:OfficeDocumentSettings>
<o:AllowPNG/>
</o:OfficeDocumentSettings>
</xml><![endif]--><!--[if gte mso 9]><xml>
<w:WordDocument>
<w:View>Normal</w:View>
<w:Zoom>0</w:Zoom>
<w:TrackMoves/>
<w:TrackFormatting/>
<w:PunctuationKerning/>
<w:ValidateAgainstSchemas/>
<w:SaveIfXMLInvalid>false</w:SaveIfXMLInvalid>
<w:IgnoreMixedContent>false</w:IgnoreMixedContent>
<w:AlwaysShowPlaceholderText>false</w:AlwaysShowPlaceholderText>
<w:DoNotPromoteQF/>
<w:LidThemeOther>EN-US</w:LidThemeOther>
<w:LidThemeAsian>X-NONE</w:LidThemeAsian>
<w:LidThemeComplexScript>X-NONE</w:LidThemeComplexScript>
<w:Compatibility>
<w:BreakWrappedTables/>
<w:SnapToGridInCell/>
<w:WrapTextWithPunct/>
<w:UseAsianBreakRules/>
<w:DontGrowAutofit/>
<w:SplitPgBreakAndParaMark/>
<w:EnableOpenTypeKerning/>
<w:DontFlipMirrorIndents/>
<w:OverrideTableStyleHps/>
</w:Compatibility>
<m:mathPr>
<m:mathFont m:val="Cambria Math"/>
<m:brkBin m:val="before"/>
<m:brkBinSub m:val="--"/>
<m:smallFrac m:val="off"/>
<m:dispDef/>
<m:lMargin m:val="0"/>
<m:rMargin m:val="0"/>
<m:defJc m:val="centerGroup"/>
<m:wrapIndent m:val="1440"/>
<m:intLim m:val="subSup"/>
<m:naryLim m:val="undOvr"/>
</m:mathPr></w:WordDocument>
</xml><![endif]--><!--[if gte mso 9]><xml>
<w:LatentStyles DefLockedState="false" DefUnhideWhenUsed="false"
DefSemiHidden="false" DefQFormat="false" DefPriority="99"
LatentStyleCount="377">
<w:LsdException Locked="false" Priority="0" QFormat="true" Name="Normal"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 1"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 2"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 3"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 4"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 5"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 6"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 7"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 8"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="heading 9"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index 9"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 1"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 2"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 3"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 4"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 5"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 6"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 7"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 8"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" Name="toc 9"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal Indent"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="footnote text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="annotation text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="header"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="footer"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="index heading"/>
<w:LsdException Locked="false" Priority="35" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="caption"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="table of figures"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="envelope address"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="envelope return"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="footnote reference"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="annotation reference"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="line number"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="page number"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="endnote reference"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="endnote text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="table of authorities"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="macro"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="toa heading"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Bullet 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Number 5"/>
<w:LsdException Locked="false" Priority="10" QFormat="true" Name="Title"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Closing"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Signature"/>
<w:LsdException Locked="false" Priority="1" SemiHidden="true"
UnhideWhenUsed="true" Name="Default Paragraph Font"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="List Continue 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Message Header"/>
<w:LsdException Locked="false" Priority="11" QFormat="true" Name="Subtitle"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Salutation"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Date"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text First Indent"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text First Indent 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Heading"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Block Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Hyperlink"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="FollowedHyperlink"/>
<w:LsdException Locked="false" Priority="22" QFormat="true" Name="Strong"/>
<w:LsdException Locked="false" Priority="20" QFormat="true" Name="Emphasis"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Document Map"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Plain Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="E-mail Signature"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Top of Form"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Bottom of Form"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal (Web)"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Acronym"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Address"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Cite"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Code"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Definition"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Keyboard"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Preformatted"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Sample"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Typewriter"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Variable"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal Table"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="annotation subject"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="No List"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Contemporary"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Elegant"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Professional"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Subtle 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Subtle 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Balloon Text"/>
<w:LsdException Locked="false" Priority="39" Name="Table Grid"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Theme"/>
<w:LsdException Locked="false" SemiHidden="true" Name="Placeholder Text"/>
<w:LsdException Locked="false" Priority="1" QFormat="true" Name="No Spacing"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading"/>
<w:LsdException Locked="false" Priority="61" Name="Light List"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 1"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 1"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 1"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 1"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 1"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 1"/>
<w:LsdException Locked="false" SemiHidden="true" Name="Revision"/>
<w:LsdException Locked="false" Priority="34" QFormat="true"
Name="List Paragraph"/>
<w:LsdException Locked="false" Priority="29" QFormat="true" Name="Quote"/>
<w:LsdException Locked="false" Priority="30" QFormat="true"
Name="Intense Quote"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 1"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 1"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 1"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 1"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 1"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 1"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 1"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 1"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 2"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 2"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 2"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 2"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 2"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 2"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 2"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 2"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 2"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 2"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 2"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 2"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 2"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 2"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 3"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 3"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 3"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 3"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 3"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 3"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 3"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 3"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 3"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 3"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 3"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 3"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 3"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 3"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 4"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 4"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 4"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 4"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 4"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 4"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 4"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 4"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 4"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 4"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 4"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 4"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 4"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 4"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 5"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 5"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 5"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 5"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 5"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 5"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 5"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 5"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 5"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 5"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 5"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 5"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 5"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 5"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 6"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 6"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 6"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 6"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 6"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 6"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 6"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 6"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 6"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 6"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 6"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 6"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 6"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 6"/>
<w:LsdException Locked="false" Priority="19" QFormat="true"
Name="Subtle Emphasis"/>
<w:LsdException Locked="false" Priority="21" QFormat="true"
Name="Intense Emphasis"/>
<w:LsdException Locked="false" Priority="31" QFormat="true"
Name="Subtle Reference"/>
<w:LsdException Locked="false" Priority="32" QFormat="true"
Name="Intense Reference"/>
<w:LsdException Locked="false" Priority="33" QFormat="true" Name="Book Title"/>
<w:LsdException Locked="false" Priority="37" SemiHidden="true"
UnhideWhenUsed="true" Name="Bibliography"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="TOC Heading"/>
<w:LsdException Locked="false" Priority="41" Name="Plain Table 1"/>
<w:LsdException Locked="false" Priority="42" Name="Plain Table 2"/>
<w:LsdException Locked="false" Priority="43" Name="Plain Table 3"/>
<w:LsdException Locked="false" Priority="44" Name="Plain Table 4"/>
<w:LsdException Locked="false" Priority="45" Name="Plain Table 5"/>
<w:LsdException Locked="false" Priority="40" Name="Grid Table Light"/>
<w:LsdException Locked="false" Priority="46" Name="Grid Table 1 Light"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark"/>
<w:LsdException Locked="false" Priority="51" Name="Grid Table 6 Colorful"/>
<w:LsdException Locked="false" Priority="52" Name="Grid Table 7 Colorful"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 1"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 1"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 1"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 1"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 1"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 2"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 2"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 2"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 2"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 2"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 3"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 3"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 3"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 3"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 3"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 4"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 4"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 4"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 4"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 4"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 5"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 5"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 5"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 5"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 5"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 6"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 6"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 6"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 6"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 6"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 6"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 6"/>
<w:LsdException Locked="false" Priority="46" Name="List Table 1 Light"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark"/>
<w:LsdException Locked="false" Priority="51" Name="List Table 6 Colorful"/>
<w:LsdException Locked="false" Priority="52" Name="List Table 7 Colorful"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 1"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 1"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 1"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 1"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 1"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 2"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 2"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 2"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 2"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 2"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 3"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 3"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 3"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 3"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 3"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 4"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 4"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 4"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 4"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 4"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 5"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 5"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 5"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 5"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 5"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 6"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 6"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 6"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 6"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 6"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 6"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Mention"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Smart Hyperlink"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Hashtag"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Unresolved Mention"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Smart Link"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Smart Link Error"/>
</w:LatentStyles>
</xml><![endif]--><!--[if gte mso 10]>
<style>
/* Style Definitions */
table.MsoNormalTable
{mso-style-name:"Table Normal";
mso-tstyle-rowband-size:0;
mso-tstyle-colband-size:0;
mso-style-noshow:yes;
mso-style-priority:99;
mso-style-parent:"";
mso-padding-alt:0in 5.4pt 0in 5.4pt;
mso-para-margin-top:0in;
mso-para-margin-right:0in;
mso-para-margin-bottom:8.0pt;
mso-para-margin-left:0in;
line-height:107%;
mso-pagination:widow-orphan;
font-size:11.0pt;
font-family:"Calibri",sans-serif;
mso-ascii-font-family:Calibri;
mso-ascii-theme-font:minor-latin;
mso-hansi-font-family:Calibri;
mso-hansi-theme-font:minor-latin;
mso-bidi-font-family:"Times New Roman";
mso-bidi-theme-font:minor-bidi;}
</style>
<![endif]-->Nonar2011http://www.blogger.com/profile/16355619813800695853noreply@blogger.com0