We have to look at our financial future and decide what we truly want. You may want to reduce your debt, increase your savings, get a home, send your kids to school, or numerous other things, but you have to decide to make real changes to achieve these goals.
What we need to do to change our financial futures:
- Make realistic goals
- Have a plan that you can stick to
- Avoid splurging that will hurt your goals
- Accept that there will be setbacks, and get through them
- Remember that you are the one who has to change your financial future, no one else can do it for you.