If you have read any of my posts you will know some of my story. One thing I have not shared is how we have been living over the past seven (7) years. It has been kept from many people because it would be considered illegal in most areas and would have been looked down upon by many others. Finally I can share it with everyone because I have worked very hard to fix our situation and provide my kids with the life they deserve.
In 2015 I had finally improved my credit enough to qualify for a home loan. It took a lot of time and effort to get my credit score high enough to get this approval but with my income I was only approved for $100000. (Read my book
420 to 700 Credit Score) In the Colorado market, even back then, it was almost impossible to find a home for that amount. Finally after a few long months of dealing with USDA and a realtor, as well as being homeless with everyone. We found a great place, but it was a very small place.
We found a beautiful A-Framed home on close to an acre. It only had a loft bedroom but plenty of storage outside. It would have been an amazing home for a couple or even a couple with a small child, but at that time there was my mom, two teen nieces, my son, and myself. Due to the small house we had to make things work for everyone. It ended up being myself making a spot in a camper. The girls and my son in the room and my mom in the living room. It was an extremely tight place, but we were blessed to have it. It is now for sale and I am going to miss it so much. It is actually the home of my dreams if there was not so many people. You can actually see the auction listing
here, or the Zillow listing
here. The home for sale is located in Florissant, CO.
We have had a lot of ups and downs in that home, but in all we had a great life. It took some adjusting to get things somewhat organized through the years. We have also lost a lot of things due to temporary storage collapsing. Unfortunately, we lost a lot of antiques and items from family members that have passed away. Even with the bad things that have happened, we made our lives work. We succeeded in having a happy life in a small home.
After deep thought and a lot of work, we decided to buy a house in Arkansas and move. Taking this step took a lot of thought and planning. During this process I had to refinance the Colorado home, then pay off everything and have a down payment for the new home. In March we signed on our new home in Arkansas. It is a 2200 sq ft two story home on about seven acres. After several trips back and forth, (15 hour drive) we finally got everything moved and are living in our huge home. It is crazy that it is taking so much adjusting for my kids, because they have their own areas. Neither of them will sleep in their own rooms yet, but I know they will one day. The biggest thing is that we all have our own space and we are all under the same roof all the time.
I am still scared of the big move, but we did it. I have already put out close to $30000 on septic and updating a lot in the home. That was not what I was planning on spending when moving, but I am still happy. I pray that the other home will sell with a large enough profit to pay off what I have spent then allow me to stay home with my kids to start my home business that I have been trying to plan for years. Even with the issues, I am so happy with what we did. Never be scared of going for something you want, and do not let fear keep you from doing it!
