Moving from Colorado to Arkansas

 

Since my last post about moving to Arkansas there has been a lot that has happened. We did not get the house we had made an offer on with the 20 acres, but we did finally find the perfect house.It is a 2200 sq foot home on almost six acres. We got it at an amazing price of $180000. A house like that would go for close to $800000 in Colorado. We signed on the house Thursday and will be moving soon.

The hardest part of all of this is putting in my notice at my job. I have been employed at the same place for more then 10 years. I have grown a lot with the company and I have loved my job for years. I put my official notice in today, so May 1st will be my last day.

So what will I do next? I am thankful that home prices in my area are extremely high at the moment. If we sell the home at the price the realtor said, even at the low end, we will have close to $100000. That will give me enough to take a great vacation with my family and then focus more on my home business.  

The first thing I am going to do is get my notary license. This is just something I can do in addition to my other home income opportunities. The other thing I want to do next year, is get my tax license. I do not want to do accounting even though I am only a few credits away from having my degree in it, in addition to my business degree. I would rather work for a company part time during tax season so that I have some stable, and taxable, income each year.

For the first time in many years, I feel completely at ease with where my life is going. I feel blessed and guided by God in my future. I can finally spend time with my kids before they grow up to much, and make a real future for all of us. Thank you to everyone that is reading my posts, and hopefully I will be sharing many more positive posts about our future!

We Have to Change Our Financial Future

In the last few months I have been doing research, and trying to discover new ways of improving my finances. Saving money and other things work great, but I have to make more changes if I truly want to change my financial future. Doing the research is a great tool to help you with your financial future, but you have to choose to make changes in your life.

We have to look at our financial future and decide what we truly want. You may want to reduce your debt, increase your savings, get a home, send your kids to school, or numerous other things, but you have to decide to make real changes to achieve these goals.

What we need to do to change our financial futures:

1. Make realistic goals
2. Have a plan that you can stick to
3. Avoid splurging that will hurt your goals
4. Accept that there will be setbacks, and get through them
5. Remember that you are the one who has to change your financial future, no one else can do it for you.

From this point on try to make a promise to yourself to change your financial future. It can be a small promise or a large one. Start with promising yourself to cut back $25 worth of spending a month. After a few months you can make your promise even bigger, but keep your promise to yourself and you will see a difference in your finances.