Free Beech Nut Cereal and Baby Food

Since I learned about being pregnant I have been looking for as many free or discounted items that I can find. Today I received a coupon for free Beech-Nut Cereal (up to $2 value) and two free jars of Beech-Nut baby food (up to $1.5 value) I know that it is only $3.50 in savings, but I believe every penny counts. I should also be receiving more coupons and things from Beech-Nut in the future. If you would like to receive coupons from Beech-Nut you can go directly to there site-Beech-Nut.

As I receive more coupons or discounted items I will share with you all.

Single Parents

Since I found out I am pregnant a couple of weeks ago I have been trying to find any help that I can. I am single, only work a part time job, and will be a mom. There is a lot of sites that help, but I found one that I think provides a few special things that can help single parents. The site is Single Parents Association of America. I signed up a couple of days ago and have already gotten helpful information and some money saving coupons. You can also get reduced priced insurance and many other things.

SPAOA Site

Save Money on Makeup and get Great Tips

I have been reading a friends blog about makeup and cosmetics. She is licensed and shares a lot of great tips and money saving ideas on makeup and other shopping. I know Kendra personally and know she will share some great information that can save money and time, and give you great tips.

Simply Kendra

Planning Your Shopping

One reason that I do save a lot of money when I shop is because I plan my shopping. This is true for groceries as well as other items. Planning your shopping is very crucial. This will help prevent you from purchasing items that you do not need, and finding the impulse purchases.

I start by looking at all of the sales papers to find items that I need, and which stores have the best offer on the majority of the items I will be purchasing. I do not go all over town to save money. If stores are close together I will go to each, but if not I choose the one that I will save more at. If you spend the money you would save on gas, what would be the point?

Make a complete list of all of the items that you will need to purchase. This list could consist of groceries, clothing, cleanings supplies, or any other items you need. Try to keep the list as close as possible to the things you will purchase. I know there will be times when you have a general idea of items, but not know exactly what you will be getting.

Make a budget for your shopping trip. This should be a very close approximation to what you will spend. When you make your budget, take only that amount with you. This will prevent you from purchasing more than budgeted.

Plan out your complete shopping trip. You want to know exactly what stores you will be going to, and what you will be purchasing from each store.

Planning your shopping can make a big difference in the amount of money you can save when shopping. It may seem like a little extra work to do in the beginning, but you will be very happy with the money you will save.

Widgets

I have added a few widgets to the blog. These widgets are helpful with saving money, and other financial help. I just have a few at the moment, but I am looking for more. If you know of any helpful money saving or financial widgets that would work, please let me know. Every bit of financial help that we all can find is very helpful.

Helpful financial Tools and Sites

The power of knowledge is great when it comes to your finances. There is so much information available about finances that it can be overwhelming to some. I have found quite a few financial tools and sites that I would like to share with all of you.

My Money:

My money is a government site that shares a lot of helpful financial tools, advice and consumer laws. I have found quite a bit of helpful information about financial scams that I thought was extremely helpful. They share tips on how to report and prevent these scams. They also have advice about basic budgeting, mortgage, loans and much more.

Better Budgeting:

Better budgeting is a site that provides free financial worksheets and tools that we all can use to get our finances in order. They also share money saving tips.

Worksheets:

Budget Tracker Budget Worksheet

Consumer Credit Budget Worksheet

Woman's Divorce Budget Worksheet

Dollar Times Budget Worksheets

My Calculator Financial Calculators

Tools For Money Financial Calculators

These are just a few of the helpful financial tools and sites that I have found. I know there are many more, and I hope you can find the ones that work best for your situation.

You can also read:

7 Great Frugal Living, Saving Money and Penny Pinching Websites

Budget Ideas

As most of you know I do a lot of writing online to make an income. I am pushing to write a lot of article on budgeting and saving money. I have noticed that there are a lot of people that are like me and want to save money wherever they can. I will be posting these articles whenever I get them wrote so they may be able to help you as well.

How to Decorate for Christmas on a Budget

Christmas is a fun time of the year for most people. It is a time for family and friends to get together and celebrate. If you are anything like me you love to decorate. I love to decorate, but I do have to keep my decorating within a budget. These steps can help you decorate for Christmas on a budget.

How to Plan a Wedding on a Budget

You have finally found the person of your dreams, and you are going to make the next step. Marriage! This can be the best day of anyone life, but also the most stressful and costly. There are many ways to save money while planning your wedding. It may take a little more work, but it is worth the savings.

How to Make Money Recycling

Recycling has been something that you hear more and more about. People want to make our world a greener world. Even though that it is being talked about a lot there are still people that are not recycling. If there were more individuals that would think about the incentives there may be more people recycling. You can actually make money recycling, and I have seen a lot of people that do it.